1 / 18

The Chinese University of Hong Kong

The Chinese University of Hong Kong. Global Internship Programme 2014 Group Travel Insurance for Students. on 20 May 2014. Agenda. Policy Coverage & Benefits International SOS Service Major Policy Exclusions Extended Coverage Claims Procedures Questions and Answers.

dayton
Download Presentation

The Chinese University of Hong Kong

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript


  1. The Chinese University of Hong Kong Global Internship Programme 2014 Group Travel Insurance for Students on 20 May 2014

  2. Agenda • Policy Coverage & Benefits • International SOS Service • Major Policy Exclusions • Extended Coverage • Claims Procedures • Questions and Answers

  3. Policy Coverage & Benefits • Insured Person • Any student and Postgraduate / Research studentship holder of CUHK and all students of School of Continuing & Professional Studies whilst travelling on any of the University’s approved assignments, duties, study tours and all other academic activities outside Hong Kong • Age Limit • 16 to 75 • Geographical Limit • Worldwide

  4. Policy Coverage & Benefits (Cont’d) • Period of Insurance • From 1 July 2013 to 30 June 2014 local Hong Kong Time (Extend to cover all trips which commence within policy period until the completion of such trip) • Trip Duration • Maximum 270 days per trip including 3 days personal deviation before and 3 days after the Insured trip

  5. Policy Coverage & Benefits (Cont’d) • The following benefits are applicable to all Insured Persons:-

  6. Policy Coverage & Benefits (Cont’d)

  7. Policy Coverage & Benefits (Cont’d)

  8. Policy Coverage & Benefits (Cont’d)

  9. Policy Coverage & Benefits (Cont’d)

  10. International SOS Services • Worldwide Emergency Assistance service • Telephone medical advice • Medical referral • Emergency medical evacuation • Repatriation of remains • Please call SOS Alarm Centre at:- 24 hours SOS Hotline (852) 3122 2521 and quote CUHK and policy no. 10-12-GT001192

  11. Major Policy Exclusions • War, direct participation in strike, riot and civil commotion • Suicide, attempted suicide or intentional self-infliction • Professional sports (except those authorized by CUHK) • Under the influence of alcohol or drugs • Not taking reasonable efforts to safeguard his/her property or to avoid injury • AIDS or AIDS related complex, HIV or related diseases • Manual labour or hazardous works • Preventive care and pediatric services

  12. Major Policy Exclusions (Cont’d) • Dental care (unless resulting from accidental bodily injury) • Pre-existing, congenital or heredity conditions • Chronic disease management • Mental or nervous disorder, insanity • Pregnancy, childbirth and abortion • Hired or leased equipment or property • Liability arising out of possession / use of motor vehicle, aircraft, watercraft, pet / animal

  13. Extended Coverage Separate extension is required for :- • insured trip duration exceeding 270 days • personal deviation / trip exceeding 3 days before and 3 days after the insured trip All benefits, limits, terms and conditions as per existing Group Travel Insurance policy. Eligibility Period / Insured : Subject to prior declaration Additional premium : As outlined on CUHK’s intranet

  14. Claims Procedures • Record the time, date and place of loss or incident. • For personal accident or sickness, obtain (1) medical expenses receipt(s) with diagnosis; (2) medical record / discharge summary issued by the clinic / hospital. • For loss of property, report to the local police or the relevant party (e.g. hotel, airline, public common carrier, etc.) within 24 hours and obtain a written proof • For travel delay, curtailment, re-route and cancellation, obtain written confirmation from public common carrier stating the period of delay and reason. • Keep all the travel documents (e.g. itinerary, boarding pass, etc.)

  15. Claims Procedures (Cont’d) • Complete and submit claim form with the above supporting documents and approval letter from CUHK • All claims must be reported within 30 days after the accident / trip

  16. Claims Procedures (Cont’d) “All claims or enquiry should be directed to Business Office of CUHK for handling” Please visit the following link for details https://www.cuhk.edu.hk/bursary/student/restricted/insurance/bus_insurance.html

  17. Questions & Answers Thank you ! Questions & Answers

  18. The Chinese University of Hong Kong Global Internship Programme 2014 Group Travel Insurance for Students on 20 May 2014

More Related