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Banking System in India

Banking System in India. BANKING SYSTEM IN INDIA. Commercial Banks by Ownership. BANKS BY INCLUSION IN SECOND SCHEDULE OF RBI ACT, 1934 AS ON MARCH 31, 2003. Classification Continued. Public Sector Banks Nationalized Banks (19) State Bank of India and its assosciates Private Sector Banks

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Banking System in India

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  1. Banking System in India

  2. BANKING SYSTEM IN INDIA

  3. Commercial Banks by Ownership

  4. BANKS BY INCLUSION IN SECOND SCHEDULE OF RBI ACT, 1934AS ON MARCH 31, 2003

  5. Classification Continued • Public Sector Banks • Nationalized Banks (19) • State Bank of India and its assosciates • Private Sector Banks • Old Generation Private Banks(21) • New Generation Private Banks(9) Source : RBI : Report on Trend and Progress of Banking in India, 2002-2003 Note : Figures in brackets indicate number of banks in each group.

  6. CONDITIONS FOR INCLUSION OF BANKS IN SECOND SCHEDULE OF RBI ACT, 1934 [Section 42 (6) (a)] • PAID-UP CAPITAL & RESERVES  RS.5 LAKHS • AFFAIRS NOT CONDUCTED IN A MANNER DETRIMENTAL TO INTERESTS OF THE BANK’S DEPOSITORS • MUST BE ONE OF THE FOLLOWING : • A COMPANY AS DEFINED IN COMPANIES ACT, 1956 • STATE CO-OEPRATIVE BANK OR PRIMARY CO-OPERATIVE BANK OR AN INSTITUTION NOTIFIED BY THE CENTRAL GOVT. IN THIS BEHALF • CORPORATION OR A COMPANY INCORPORATED BY OR UNDER ANY LAW IN FORCE IN ANY PLACE OUTSIDE INDIA.

  7. NABARD COMMERCIAL BANKS STATE CO-OPERATIVE BANKS REGIONAL RURAL BANKS (RRBs) DIST. CENTRAL CO-OP. BANKS (DCCBs) PRIMARY AGRI. CREDIT SOCIETIES (PACSs) FARMERS’ SERVICE SOCIETIES (FSSs) LARGE-SIZED ADIVASI MULTIPURPOSE SOCIETIES (LAMPSs) RURAL BORROWERS SHORT TERM AND MEDIUM-TERM RURAL CREDIT SYSTEM

  8. N A B A R D REGIONAL RURAL BANKS (RRBs) (196) COMMERCIAL BANKS (97) STATE CO-OP. AGRI & RURAL DEV. BANKS (SCARDBS) (19) PRIMARY CO-OP AGRI. & RURAL DEV. BANKS (PCARDBs) (732) RURAL SECTOR BORROWERS LONG-TERM RURAL CREDIT DELIVERY SYSTEM

  9. COOPERATIVE CREDIT INSTITUTIONS RURAL CO-OPERATIVE CREIDT INSTITUTIONS PRIMARY COOP BANKS (URBAN CO-OPERATIVE BANKS) LONG TERM STRUCUTRE SHORT TERM STRUCTURE PRIMARY AGRICULTURAL CREDIT SOCIETIES DISTRICT CENTRAL CO-OPERATIVE BANKS STATE CO-OPERATIVE BANKS STATE CO-OPERATIVE AGRICULTURE AND RURAL DEVELOPMENT BANKS PRIMARY CO-OPERAITVE AGRICULTURE AND RURAL DEVELOPMENT BANKS ORGANISATIOINAL STRUCTURE OF THE CO-OPERATIVE CREDIT INSTITUTIOINS

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