Massachusetts Auto Insurance

1. Massachusetts Auto Insurance- first party coverage Phil Richard Insurance First party Massachusetts auto insurance benefits come in the additional coverage over and above accident and liability insurance. These are bought by the policy holder to get extra safety and peace of mind. First Party Benefits cover the medical expenses which you and your family might incur during a car accident. It has wide coverage because first party benefits cover all the drivers and other relatives who are living with the policy holder. It’s very easy to add first party benefits to your car and MA auto insurance policy while buying policy locally, through an agent or while getting online car insurance quotes. You can visit http://www.philrichardinsurance.com for MA Auto Insurance Quotes. First party benefits are very beneficial in Massachusetts because of MA auto insurance law. In Massachusetts no-fault insurance law is followed, where in case of any accident driver has to bear all the medical expenses of the passengers. First party benefits give you and your passengers a complete coverage, regardless of the fact who is at fault. With the help of First Party Benefits you can make your simple auto insurance policy more beneficial. In other words we can say it works as a cherry on the cake. Phil Richard Insurance offers comprehensive MA Auto Insurance services. MA auto insurance First Party Benefits offer wide medical expenses coverage. The medical expenses covered under First Party Benefits are as follows: Emergency transportation to hospital by ambulance is covered under first party benefits It covers every type of attendant care like nurse or anesthesia You and your passengers’ hospitalization, surgery and in-patient care is covered under first party benefits It covers post-surgery care which includes physical therapy, rehabilitation. Optometric services also come in the scope of first party benefits coverage. First Party Benefits also provide financial support in therapies that help you recover quickly by strengthening emaciated muscles

2. First Party Benefits works as an add-on for your health insurance policies as well because it covers the treatment which might not covered by your health insurance or covered with some limitations. Like number of visits to the psychologist in a year in case you got a traumatic injury and need to go to psychologist for counseling. You are eligible to get deductibles on your First Party Benefits as well. So, choose your First Party Benefits coverage very intelligently and set its limits carefully while buying one. First Party Benefits give you an option of combining your policy with other riders like income loss, accidental death coverage, unexpected medical costs and funeral expenses. First Party Benefits help in bringing down the loss and expenses from an accident causing death, disability or any other major bodily injury. Because of the First Party Benefits you might think that you have to pay high yearly insurance premium, but you get benefitted in the form of improved auto insurance coverage. It will give you peace of mind, because if you buy First Party Benefits, you don’t need to worry about under-insurance. Try to look for these additions when you search for online auto insurance quotes. First Party Benefits give you large benefits on paying just a bit extra insurance premium on your Massachusetts auto insurance policy. About Phil Richard Insurance Phil Richard Insurance is an Insurance agency that provides fast and free Insurance quotes for Massachusetts Auto Insurance. Phil Richard office includes the most knowledgeable professionals supported by a state-of-the-art computer system for rate comparisons. Phil Richard reputation is built on quality, trust, convenience and pricing. Phil Richard reputation is built on quality, trust, convenience and pricing. You can always make payments by phone or set up EFT (Electronic Funds Transfer). Please visithttp://www.philrichardinsurance.com/billing.html for more details or call us at 1-800-287-4338.