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WEALTH CREATION-MONTHLY SAVINGS

How to create wealth thru regular savings

Advisesure
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WEALTH CREATION-MONTHLY SAVINGS

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  1. Wealth Creation- Monthly Savings

  2. Inflation making Life Difficult Cost in year, in Rs Inflation rate 2000’s . Dream 1991 2001 2011 2031 2021 10.03 Lacs 75 Thousand 2.50 Lacs 40.23 Lacs Marriage 14.9% 1.61Crore 16.2% 50 Thousand Higher Education 9 Lacs 1.81 Crore 2.01 Lacs 40.39 Lacs 55 Thousand 2 Lacs 2.25 Lacs 3.16 Lacs 3.96 Lacs 2.3% Buying car 50.08 Lacs 2.01 Crore 8.05 Crore 2 Lacs 12.49 Lacs Buying house 14.9% *Assuming inflation rate of 2000’s for cost of goals after 2011 Cost of goal is rounded to the nearest thousand Source- AdviseSure.com Research

  3. Savings Required to meet Goals Monthly Amount Investment Required @ 8% Rate of Return Lump Sum Investment Required @ 8% Rate of Return In How Many Years from Now Amount Required Rs Total Amount Required Rs Post Inflation. Goals 457,521 5 600000 672,248 Vehicle- One time 9,149 15 Higher Education- Yearly 8,557,254 900000 2,697,603 24,729 Retirement - Monthly 50000 52,895,286 20 1,13,48,588 89,802 Assumptions: •Inflation -> Vehicle: 2.3% ; Higher Education: 16.2% ; Annual Retirement Expenses: 6% •Amount required for retirement goal is the sum total of all future retirement expenses Source- AdviseSure.com Research

  4. Start Early- Live Life KingSize Start Early Well If not Planned you Should Equity is best Asset to beat Inflation! Invest to Beat Inflation Invest Regularly Invest for Long term

  5. Power Of Compounding Starting Early with Regular Savings , we can create Wealth in Long term Source- AdviseSure.com Research

  6. Return of Equity- Comparison 30000 Rs. 100 monthly Invested, Since April 2008 24209 25000 20000 14373 15000 11363 10000 8400 5000 0 Oct-08 Oct-09 Oct-10 Oct-11 Oct-12 Oct-13 Oct-14 Jul-08 Jul-09 Jul-10 Jul-11 Jul-12 Jul-13 Jul-14 Jan-09 Jan-10 Jan-11 Jan-12 Jan-13 Jan-14 Jan-15 Apr-08 Apr-09 Apr-10 Apr-11 Apr-12 Apr-13 Apr-14 ICICI Pru Growth Fund (IRR-31.0%) BSE Sensex (IRR-15.7%) Amount invested Bank RD (IRR- 8.9%) Return calculated as on 2ndMarch 2015 Source- AdviseSure.com Research

  7. Regular Savings- Suggested Portfolio Age 25-30 Age 30-40 Age 40-55 Age 55 and Above Sundaram S.M.I.L.E- 40% SBI Magnum MIDCAP -30% Birla Sun Life MNC- 30% Reliance Dynamic Bond -40% ICICI Exports & Services-40% Reliance Dynamic Bond Fund-40% Birla Sun Life Pure Value-40% Kotak Mid-Cap-40% HDFC Mid-Cap Opportunities-20% DSP BlackRock Micro Cap -30% HDFC Top 200-30% HDFC Top 200-20% For More Visit www.advisesure.com Portfolio Suggestion as on 1stMay 2015

  8. Past Performance- Suggested Portfolio Last 3 Yrs Last 5 Yrs. Fund Name Last 1 Yrs 90% 27% 36% Birla Sun Life MNC Fund 10% Reliance Dynamic Bond 11% 17% DSP BlackRock Micro Cap Fund 38% 24% 99% HDFC Mid-Cap Opportunities Fund 23% 31% 63% ICICI Prud. Exports &Services Fund 22% 39% 59% 21% SBI Magnum Midcap Fund 38% 66% 18% Sundaram S.M.I.L.E. Fund 35% 106% 18% Kotak Mid-Cap 27% 66% Return is Compounded Annual Growth Rate as on 30 April 2015 Source- AdviseSure.com Research

  9. We Offer Advisory Fees Rs. 365 Per Annum ear Customized advise only for you Customized , unbiased Wealth Management @Rs. 1 per day Regular Review and Rebalancing Unlimited Long Term Investment Advise Tax efficient portfolio design No Minimum investment Substantial Savings in Commission ( Optional)

  10. Right Approach 1 2 3 4 5 Financial Goals Knowing- Risk Profiling Knowing- Right Portfolio Buy/ Sell Regular Monitoring Investment Products right as per risk profile With least Brokerage & Commission Of Portfolio and Markets All Financial Goals of the life Risk Capacity- How much Risk you can afford to take The amount required to meet them Inflation adjusted Portfolio efficient which is tax With Nil hiddencosts Rebalance when required Investments Risk Attitude- How much Risk you want to take

  11. Financial Management @ Rs 1 per day Wealth Creation Advice Monthly Savings Advice Tax Saving Investments In case you want to invest Lump Sum In case you want to invest On Monthly basis In case you want to Make Tax Saving Investments Portfolio Restructuring Advice Online Transaction Goal Planning If you want to Restructure your portfolio In case you want to Plan your Financial Goals In case you want to Buy and Sell any product

  12. Why AdviseSure Our Simple and easy Personal Finance Tools & self-help process, ensures that you take Better control of your entire Finance in 7 Minutes , to your satisfaction. Simple & Easy Paperless Process Invest and Manage Online , on a Single Click. No need to Fill boring Physical forms and storing statements. Manage Your Finance with easy and simple back office.. Multiproduct We advice on almost all Financial Products except banking accounts. You can transact in all products through us. Our technology will ensure superior Experience We don't Push Products to our Customers Like Agents or Brokers, for commissions or brokerages. You can continue buying and selling with your current Broker or Agent. However you can also transact through us at substantial low Cost. Cost Effective Online Access You can manage your account from anywhere through multiple support points

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