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Date Of Writing: 15-4-2020 Writer name : Usman Date of article finalization: Number of words:700 Type: article submission Title: Will 2020 reforms change a whiplash injury claim landscape? Keyword: whiplash injury claim Description: 2020 reforms will be implemented in April. It will change the whiplash injury claim landscape. --------------------------------------------------------------------------------------------------------- Introduction: There are a lot of people in the UK who make whiplash injury claim every year. A large number of them are fake claims. Government face a lot of trouble paying for all of them. Also, it is quite difficult to prove your claim among a lot of fakes. Government has decided to put forward reforms in 2020 to tackle much of the problems. These reforms are likely to change the claim industry a lot. What are 2020 reforms: The whiplash reforms were first introduced in 2015 with the intention of making it tougher for people to claim. Especially compensation for inflated or dishonest whiplash injury claims. This intention was to be delivered through two broad measures:
•Decrease money compensation for the injury by placing a fixed amount due for injuries remaining less than 2 years i.e. tariff system •Lessen the amount an insurer must give in costs for the claim by extending the Small Claims Track limit from £1,000 to £5,000 Some Changes Made in the Whiplash Reforms There are a lot of changes being made related to whiplash injury claims. These changes will significantly affect the way people get their amount of claim these days. That is why it is very important for you to have proper knowledge about the changes. Which is going to be implemented for personal injury claims related to road traffic accidents? 1) Increase in the Limit of Small Whiplash Claims At present, the amount of compensation a person gets for minor cases of road traffic accidents is only £1,000. It has been mentioned in the reforms that the limit for the small claims will increase after the implementation of these reforms. According to CLA 2018, the limit for the number of small whiplash claims will increase to £5,000 while £2,000 will be paid for the other types of minor accident injury claims. 2) Proper Definition of Whiplash Injury Before these reforms, the proper definition of whiplash injury was not present and there was an ambiguity in its definition. That is why sometimes it became difficult to define whiplash injury due to the ambiguous boundaries of its definition. But a proper definition has been given to reduce the number of fake whiplash injury claims in the UK. 3) Online Portal for Making Claims Currently, people make their claims by hiring legal representatives and get their claims with their help. But the government has made an online portal where people can visit and file their claims. This online portal has been designed for the convenience of the people so that the injured persons can easily file their claims through this portal. The system of this portal is most likely to start from April 2020. 4) Small Claims Court According to the new rules about whiplash claims, all the small cases in the UK will be dealt with by the small claims court. It means that if your claim is less than the value of £5,000, you will be unable to hire any legal representative because doing so can be very expensive and you will not be able to cover the fee of that representative. The insurance company will not provide any fee for the legal representative and that is why hiring any specialist may cost you heavily. 5) Fixed Amount of Claim
Till now, the injured persons are compensated depending on the amount of expenditure they had in getting their treatment, their nature of the case and some other factors. But according to the new rules, the amount of whiplash injury claims is fixed. According to the new reforms, people whose injuries last for less than two years will be compensated with an amount of claim that ranges from £235 to £3,910. Here is a table to help you get an idea about the amount of whiplash injury claims you can get.