Download
1 / 4
40 likes | 209 Views
Visit our site http://checkcreditscores.net/credit-reporting-agencies/ for more information on Credit Reporting Agencies.Credit Reporting Agencies may only provide information from your credit file when the requested relates to the extension of credit, collection of a debt, a tenancy applications, an application for employment or insurance, the issuance of special licenses or potential financial dealings that involve you.
E N D
Credit Reporting Agencies There are three credit reporting agencies in the United States: Equifax, TransUnion and Experian. These three bureaus gather, update and store credit histories of U.S. consumers.
Credit Bureau Reports Many consumers are surprised to learn that each credit bureau has its own scoring model. Not all scores are FICO scores either, which can cause further confusion. Scoring models may be based on the FICO score, but the information may be displayed differently. For example, Equifax’s score may range from 350 to 850, while Experian’s credit score may range from 330 to 830. TransUnion’s score may range from 300 to 850. While they are all similar, you may wind up receiving three very different scores.
Every consumer is entitled to a free credit report each year from AnnualCreditReport.com. Take advantage of this opportunity and see what your credit history looks like. Regardless of what scoring model is used, they are all based on your credit report. Credit Reporting Companies
For inquiries please visit : WWW. checkcreditscores.net We’d like to connect with you.
