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POINTS TO CONSIDER WHEN APPLYING FOR PERSONAL POINTS TO CONSIDER WHEN APPLYING FOR PERSONAL LOANS LOANS Availing a personal loan requires the borrower to consider some crucial aspects related to it. Consider your needs while borrowing a personal loan to determine the right loan amount. Check your credit score as a good credit rating ensures approval for the loan and helps you to get better loan rates. It is important to ask the loan officers about the repayment options before applying for the loan. Make sure you can afford the monthly payments by assessing your repayment ability and considering other expenses. Assess various fees involved in borrowing a personal loan to get a clear estimate of the expenditure. 3509 E Race Avenue Searcy, AR 72143 133 Arkansas Blvd. Texarkana, AR 71854 1815 E. Highland Drive Jonesboro, AR 72401 2875 W. Martin Luther King Fayetteville, AR 72704 304 S. Rockwood Drive Cabot, AR 72023 www.1stnb.com All loans and collateral subject to approval First National Bank Texas | NMLS #402924 | Member FDIC | Equal Housing Lender