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What Is A Soft Credit Check?

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What Is A Soft Credit Check?

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  1. What Is A So?t Credit Check? Soft credit is also known as soft pull or soft inquiry. It typically does not affect the credit score. Soft inquiry occurs when: You check your credit score. An employer checks your credit history for background verification. Financial institutions check your credit history for pre-approved offers. Credit check  for pre-qualified insurance quotes. Benefits of soft credit check: Helps you keep an eye on your credit score. Proves your credibility to a property owner. Help you get approved for better credit card offers. Get pre-approved for better mortgage loan terms. First Convenience Bank www.1stnb.com Banking services are extended throughout Texas, New Mexico & Arizona. Image Source: Designed by Freepik All loans and collateral subject to approval First National Bank Texas | NMLS  #402924 | Member FDIC | Equal Housing Lender

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