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Common Home Loan Mistakes Getting a home loan from a credit union is an easy process, but there are certain mistakes that must be avoided for a hassle-free experience. 2 1 Applying In Only One Credit Union Always compare interest rates of different credit unions before buying a loan. Not Reading Terms And Conditions Read terms and conditions properly and inquire the lender if you do not understand any clause. 4 3 Borrowing More Than You Can Pay Have a look at your pocket and decide what you can afford. Forgeting About Hidden Costs Always look out for the extra costs, like maintenance and property taxes. 5 Changing Job While Applying For Loans Don't change job while applying for loans, as it's important to appear stable. Presented By: www.gctfcu.net Greater Central Texas Federal Credit Union 3305 E. Elms Rd., Killeen, TX 76542 Phone: (254) 690 - 2274