Workers Compensation Benefits Available in a Wide Variety of Cases

1. WORKERS COMPENSATION BENEFITS AVAILABLE IN A WIDE VARIETY OF CASES

2. WORKERS COMPENSATION BENEFITS Nearly every employee, no matter what their vocation, has the potential to become injured on the job. When those injuries are severe enough to make continued work impossible, an employee can file a Workers’ Compensation claim. In 2014, over $105 million was awarded in connection with Pennsylvania Workers’ Compensation benefits, but that sum is far lower than what was originally sought by injured workers. According to the Bureau of Labor Statistics, by mid-2014, just 33% of all claims for Workers’ Compensation had been approved. The stress that accompanies lost salary and wages is only made worse by mounting medical bills, but a skilled Philadelphia Workers’ Compensation lawyer can help. With a proven track record of success, Jeffrey S. Gross and Patrick W. Kenny, understand the immense anxiety that is felt byinjured workers. Before embarking on a Workers’ Compensation claim, it is important to understand the purpose of benefits, as well as what it will take to prevail on your claim.

3. BENEFITS AVAILABLE IN A WIDE VARIETY OF CASES The Pennsylvania Workers’ Compensation Act was established over one century ago to help employees stay financially afloat while recovering from injuries sustained during the course of employment, as well as to limit liability for employers. At Gross & Kenny, LLP, their Pennsylvania workers’ compensation attorneys strive to obtain maximum benefits for their clients.

4. MEDICAL EXPENSES Any medical expenses that an injured worker incurs as a result of an injury or illness sustained on the job will be covered under the medical expenses provision of the Pennsylvania workers’ compensation coverage. Medical expenses coverage is extensive and includes hospital and doctor care, medical devices, prescription medications, modifications that need to be made to an automobile to accommodate the injury, and more. There are no time restrictions or monetary restrictions on the payment of medical expenses for an injury or illness. 01 TYPES OF BENEFITS FOR WORKPLACE INJURY OR ILLNESS TRAVEL EXPENSES If the treatment for your workplace injury or illness takes you outside of the area that you live, you will qualify for travel expense reimbursement as part of your workers’ compensation. If you cannot get to your medical treatment on your own, the insurance carrier will provide you with transportation to and from wherever an independent medical examination may need to occur. 02 SPECIFIC LOSS BENEFITS If your workplace injury involves the loss of a body part, the loss of vision or hearing, or if you suffered from permanent or serious disfigurement to your face, head, or neck, you will be entitled to specific loss benefits. This benefit is equal to the number of your TTD benefits during a specific time period of the healing process. 03

5. TEMPORARY TOTAL DISABILITY (TTD) BENEFITS Temporary total disability benefits are to be paid to a person who is unable to work as a result of their injury. The benefits equal two-thirds of the lost wages. If their injury keeps them away from work for 104 weeks (two years), the employer’s insurance carrier can require the injury victim to undergo an Impairment Rating Evaluation (IRE). After this evaluation, the insurance carrier will consider you to be partially disabled if you have less than 50% “whole body impairment.” 04 PARTIAL DISABILITY BENEFITS Partial disability benefits will start if the IRE determines that you are partially disabled or if the insurance carrier’s physician determines that you are able to return to light-duty work. This indicates that you may not have completely recovered, but you are able to earn some wages. If any new position you return to pays less than the job you were doing at the time you were injured, you will be entitled to receive two-thirds of the pay difference between the average weekly wage of your previous job and your new job’s wage. 05

6. DEATH BENEFITS In the event a person dies due to a work injury, their heirs will be eligible for various death benefits as part of the workers’ compensation coverage. This payment must be made within 300 weeks from the time of the injury or exposure and includes a total of $3000 in funeral expense reimbursement. Additionally, death benefits will be paid to a surviving spouse and calculated using the worker’s pre-death weekly wage. Spouses are to receive 51% of the worker’s weekly salary, though a widower with dependents is allowed to receive more. Benefits will be paid for a specified amount of time, and an attorney will guide you through this process.

7. SUCCESS RATE IS LOW FOR UNREPRESENTED WORKERS Unfortunately, prevailing on a Workers’ Compensation claim is far from straightforward. Philadelphia workers compensation lawyers note that even the Pennsylvania Department of Labor & Industry recommends that injured employees seek legal representation. Employers and their insurance carriers often vigorously contest not only requests for Workers’ Compensation benefits but also requests for vocational rehabilitation when it becomes clear that a worker will never be able to fulfill their previous job duties. Additionally, an employee who secures Worker’s Compensation benefits may later be challenged to return to work before they are able.

8. 1500 John F Kennedy Boulevard Suite 1450 Philadelphia, PA 19102 267-589-0090 https://www.philaworkerscomp.com/contact/