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Only very few life insurance and medical insurance policy will cover you when you are at a trip internationally. <br>So in such conditions, to cover you against the risk and perils include the cost of travel insurance too without any afterthought.It is mandatory to have a UAE travel insurance if you need to visit UAE or need a visa. Travel insurance in dubai can be obtained through online as well.To know more about travel insurance in Dubai,please visit https://www.tameen.ae/en/for-individuals/personal-lines/travel-insurance<br>
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In recent days where people tend to have the passion and the opportunity to travel more requires travel insurance to keep them safe from trip related issues. • There are various factors that matters other than budget when you are planning for a trip. • Only very few life insurance and medical insurance policy will cover you when you are at a trip internationally. • So in such conditions, to cover you against the risk and perils include the cost of travel insurance too without any afterthought.
Duration of Travel Insurance Policy • Depending upon your travel plan, you can opt for the right one for you. There are both single trip policy and multi trip policy. • Single trip policies often cover only in a single trip that is mostly a vacation whereas multi trip policies is suitable for travellers who make frequent trips in a single year. • The benefit of multi trip policy is that it not only does save the hassle of taking policies every time but also saves money. In both the cases do check how many days of coverage is provided. • Also check extend option is provided or not. Choose a policy which exceeds the total no. of days of your trip or which features extend option.
Destination Cover • Always check for the policy you choose include your travel destination. This is because different policies have different terms and conditions in global geographical coverage. • In case of a global policy, do check the clauses for further details and sub limits. • Some areas which are highly risky possess high premiums.
Type of Travel Insurance Policy - Family/Couple or Individual Taking travel insurance policy for a family or couple is much cheaper than taking it as an individual.
Medical Cover • Medical cover forms the most important part of the policy keeping in focus the rising cost of medical expenses in the US and Europe. • A medical emergency could strike from anywhere you are. • Before you sign a policy read the clauses under medical cover section. And also mention any pre existing medical conditions as they are essential as financial support won’t be given in other cases.
Luggage or Personal Belonging Cover This is a common scenario where one reaches destination and their luggage not. Loss of luggage is compensated with policy claims which might not include handbags.
Cover for Valuables Insurance policy cover for valuables like your passport, wallet, and jewelry while on travel from theft and misplacement.
Cover for Electronics • Many of the travel insurance companies will not include electronic valuables like mobile phones, laptops, cameras in their cover. • Read the policy carefully and ask the concerned person about whether or not such items will be compensated from their loss.
Missed Flight Cover • Travel insurance company more often than not cover for a missed flight. But some will offer a cover in a condition of a political threat or related in which you could not leave the country. • Travel insurance companies design their cover to protect people from situations which they cannot avoid or protected.
Claim Limit • Every travel insurance policy will have specific limits for each and every cover. • If your baggage cover specifies lost baggage cover upto $1000 which compensates only upto $1000 even if your lost contents may exceed much above that. The same is with all other policies.
Holiday/Trip Activities • Medical expense on any injury that happened during holiday or vacation is very likely to be compensated by the company. • Do check on the policies and covers on the activities or sport you are going to be involved in the trip.
Cancellation Cover Cancellation of the trip is the most frustrating one in the case when you have financial loss with the prepaid bookings of purchase of air tickets, accommodation, sightseeing and other activities.
Emergency Assistance Services A travel insurer may come up for your help in times of an emergency, medical have lost your passport and need help getting a new or duplicate one issued or one of your accompanying family members has fallen gravely ill on the trip. On an overseas travel you this service is highly recommended.
Be Aware Of What Your Policy Doesn’t Cover • It is equally important to know what your policy doesn’t cover along with what it does cover. • Most insurance companies do not entertain claims arising from pre existing medical conditions unless it is a life threatening one. • Do read the terms and conditions carefully before signing the policy.
Surf Around Other Policies Before settling to a policy, go a round up on other policies as well. Choose the better one that suits you.
Travel Insurance in Dubai It is mandatory to have a UAE travel insurance if you need to visit UAE or need a visa. Travel insurance in dubai can be obtained through online as well.
