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Eastern Mortgage Services, Inc.

Eastern Mortgage Services, Inc. HELPING YOU TURN “FOR SALE BY OWNER” INTO SOLD! Presented By: Donald Chase, Loan Officer Eastern Mortgage Services, Inc. 871-8783 Office / 888-896-5772 Pager About Eastern Mortgage Services

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Eastern Mortgage Services, Inc.

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  1. Eastern Mortgage Services, Inc. HELPING YOU TURN“FOR SALE BY OWNER”INTO SOLD! Presented By: Donald Chase, Loan Officer Eastern Mortgage Services, Inc. 871-8783 Office / 888-896-5772 Pager

  2. About Eastern Mortgage Services • Eastern Mortgage Services is a wholly-owned subsidiary of Dauphin Deposit Bank and Trust Company • Locally, EMS services Dauphin Deposit and its three divisions of over 105 branches and 250,000 depositors in 12 PA counties • EMS has an extensive network of local offices and correspondents nationwide • EMS is a fully approved Conventional, VA, FmHA, FHA, & PHFA Lender

  3. Why Sell Your Home Yourself? • Save thousands in commission • You know your home better than any Realtor • You’re confident you can sell your home quickly • You may not know a good real estate agent You’ll need help counting all the money you can save by selling your home yourself

  4. What Are Our Goals? • We hope to obtain the mortgage loan from the buyer of your home • We hope to offer our mortgage financing services to you • We also hope to secure other referrals

  5. Our Main Goal Is To Help You Get Your Home Sold!

  6. What Services Do We Provide? • Professional “For Sale By Owner” sign • Detailed property information flyers • Our referral marketing plan • Pre-qualification of all potential buyers • Open house support • Pre-approved mortgage for you • Real estate help, if needed • “We’re Moving” Postcards

  7. Professional Sign Provided • Sign has toll-free number for easy access • Your sign has a special code that enables a prospective buyer to call in and hear a detailed description of your home • Buyers will be more inclined to call a number that will not result in a high-pressure Sales Pitch! • Buyers can reach you or the lender directly by pressing keys on the phone

  8. FOR SALE BY OWNER For An Audio Tour Of This Home Call:1-888-467-4335 Enter Code #10001

  9. We Provide Detailed Property Information Flyers • We will provide you with marketing flyers for your home • These give buyers important information on your home’s features and amenities • They also act as a “silent” sales person, since they are available when you’renot at home

  10. Our Referral Marketing Plan • We’ll send copies of your property description sheet to: • Your family & friends • Co-workers & local businesses • Former customers and other people on our database • This will give your home maximum exposure and a greater chance to sell

  11. Open House Support • If you are planning an open house, we can provide marketing materials for theopen house FREE! • Property information flyers • Open house financing sheets • Open house guest lists • Thank you letters and follow-up • We can also help design advertising

  12. Free Pre-Qualifications • You don’t want people going through your house who can’t afford to purchase it • We will pre-qualify any buyers before a contract is written, including credit • This will save you time and headache

  13. A Pre-Approval For You! • If you are going to be buying a new home after your home sells, we can pre-approve you in advance • You will have a quicker settlement on your new home • We have loan officersthroughout central PA andaffiliates across the nation

  14. Finding The Right Price • We strongly suggest you perform a full appraisal • EMS will assist in ordering the appraisal • You can make sure you are not under-pricing your home • The appraisal may be used by the buyer in certain situations • If you do not wish to pay for an appraisal, we can have a Realtor do a free market analysis to determine approximate value • This will give you more negotiating strength and will help you hold yourhome’s asking price

  15. Don’t Price Too Low! You could lose thousands of $$$ You will have less room to negotiate Don’t Price Too High! Your home will take longer to sell You will have fewer showings You will receive lower offers Your property will help sell other homes The Pitfalls of Pricing Your Home Wrong Saving you dollars does makea ton of cents

  16. Professional Real Estate Help • We will recommend a Realtor to you who can answer most your questions for free • They will not pressure you for a listing • They can help you if you decide to list later • We also work with local title companies and attorneys who can help with title work andloan payoffs--includingGuardian Transfer Corp.

  17. FREE “We’re Moving” Postcards • When your home sells, it will be time to help find a new home of your own • We will send change of address cards to all your friends and relatives • It also serves to help advertise EMS

  18. What Does This Mean For You? • Our professional “For Sale By Owner Sign” will attract more potential buyers • By providing detailed information for open houses, you home will stand out • By pre-qualifying all prospects, you will get a serious buyer • Your home will sell quicker • You will save thousands of dollars

  19. We Will Help Turn “For Sale By Owner” Into SOLD! FOR SALE BY OWNER For An Audio Tour Of This Home Call:1-888-467-4335 Enter Code #10001

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