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Insurance Glossary

SmithReagan
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Insurance Glossary

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  1. Insurance Glossary We have compiled a comprehensive list of common insurance terms to help you have a better understanding. Accidental Bodily Injury Unanticipated injury to a person under any circumstances. The ratio of health benefits to the total premium. Medical Loss Ratio The interest rate that may change according to published market rate interests. Adjustable Rates A listing of a company’s assets, liabilities and surplus at a particular point in time. Balance Sheet The range of protection included under an insurance policy. Coverage A term life insurance coverage which can be converted into a permanent insurance regardless of person’s health condition. Convertible Amount paid by a person before an insurer starts to pay for the loss. Deductible A policy available to cover the goods that do not fall under standard renters insurance. Floater Person who sells insurance policies to others. An agent can be either an independent or career agent. Agent The price to be paid for a contact of insurance policy. Premium Presented By www.sra-ins.com Contact Smith-Reagan Insurance Agency 148 N. Sam Houston Blvd, San Benito, TX 78586 Phone: (956) 399 - 1353

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