State Farm Agent Austin TX | Call - 1 512-328-7788 | kirkingels.com

1. State Farm Agent, Kirk Ingels office is committed to provide outstanding customer service and an excellent insurance experience for all our customers in Austin, Texas and beyond. Our State Farm Agent (Austin) team serves customers with auto insurance, car insurance, homeowners insurance, insurance, business insurance, property & casualty insurance, life insurance, health insurance, banking, and all your insurance and financial services needs. home insurance, fire Visit Our Website www.kirkingels.com Visit Our Website

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3. State farm insurance agent Kirk ingels About me  Hi, I've been an agent since 1984 and my office is located in Austin - in the heart of West Lake Hills (Westlake Hills).  I'm a second generation State Farm Agent.  I'm the father of 6 grown children and Papa Tex to 7 wonderful grandchildren. Husband to Olga for 36 years.  Texas A&M University - College Station, Texas.  Providing auto insurance, car insurance, homeowners insurance, home insurance, business insurance, property & casualty insurance, life insurance, general liability, errors & omissions insurance, health insurance, and banking.  Helping people with insurance relocations (Austin) and relocations to the Austin-area. Visit Our Website www.kirkingels.com Visit Our Website

4. State farm insurance agent Kirk ingels  State Farm Awards: Legion of Honor  Member of Westlake Hills Chamber of Commerce  Homeowners Insurance focused  Long time Austin resident  Hobbies include Bowling, Fishing, Hunting, dog training  Free Notary service - just ask!  Proudly serving Austin, West Lake Hills (Westlake Hills), Rollingwood, Barton Creek, Oak Hill, Bee Caves, Bee Cave, West Austin, Tarrytown, Westfield, Bryker Woods, South Lamar, Barton Hills, Galindo, Bouldin, Sunset Valley, Westminster Glen, Beckett Meadows, Camp Mabry, Downtown Austin, Congress Ave District, University of Texas (UT), and the Austin-area. Visit Our Website www.kirkingels.com Visit Our Website

5. Our Austin State Farm Agent office consists of a dedicated team of professionals that make a positive impact in the lives of our customers helping them manage their risks to protect their families. We enjoy developing solid relationships with our customers and being involved to help protect their families in Austin, West Lake Hills (Westlake Hills), in the Austin-area, and beyond. Visit Our Website www.kirkingels.com Visit Our Website

6.  If you're making a move, protect your stuff. Adding renters insurance to your car insurance is a smart move and affordable, too!  Every dollar counts. State Farm Bank® offers several credit cards that can fit perfectly into your wallet and your life. Choose a card where you can earn rewards when you spend or a card with a competitive interest rate  No one likes going out and having to pay fees to get cash. With a State Farm Bank checking and saving account you can avoid ATM fees with our ATM fee rebates. Limitations apply.  Buying a new car? State Farm Bank includes Payoff Protector®* with every vehicle loan. It may help you avoid making payments on a vehicle you no longer own if your vehicle gets totaled or stolen.  Saving money is important. That’s why we offer several discounts on car insurance. Check out all our discounts and talk to an agent to make sure you’re taking advantage of the ones you qualify for. (Discount names, percentages, and availability may vary by state.) Visit Our Website www.kirkingels.com Visit Our Website

7.  Our State Farm Agent (Austin) team serves customers with auto insurance, car insurance, homeowners insurance, home insurance, fire insurance, business insurance, property & casualty insurance, life insurance, health insurance, banking, and all your insurance and financial services needs.  Our Austin State Farm Agent team serves customers in Austin, West Lake Hills (Westlake), Rollingwood, Tarrytown, Barton Creek, Oak HIll, Bee Caves, Bee Cave, West Austin, Westfield, Bryker Woods, South Lamar, Barton Hills, Galindo, Bouldin, Sunset Valley, Westminster Glen, Beckett Meadows, Camp Mabry, Downtown Austin, Congress Avenue District, The University of Texas (UT) and throughout the Austin-area. Visit Our Website www.kirkingels.com Visit Our Website

8. State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites. The information in this article was obtained from various sources not associated with State Farm®. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under our policy. State Farm makes no guarantees of results from use of this information. Visit Our Website www.kirkingels.com Visit Our Website

9. State Farm Life Insurance Company and State Farm Life and Accident Assurance Company (licensed in NY and WI) are wholly owned subsidiaries of State Farm Mutual. Major ratings agencies such as A.M. Best, Moody's, and Standard and Poor's have consistently awarded State Farm top scores for financial stability and claims paying ability. State Farm Life Insurance Company has been offering life insurance for well over 80 years. We've helped our policyholders protect their loved ones' financial futures. When it comes to your retirement, that's the kind of experience and security you expect. Visit Our Website www.kirkingels.com Visit Our Website

10. You worked, you played, and you raised a family. Saving money was hard work, but you did it. Now is the time to make sure all of your hard work pays you back. A Single Premium Immediate Annuity from State Farm Life Insurance Company and State Farm Life and Accident Assurance company (Residents of NY and WI only) guarantees a monthly income for the rest of your life. For over eighty years we've helped our customers protect their financial futures. Take the guesswork out of retirement income and let us do the hard work for you. Many customers who have purchased a Single Premium Whole Life policy or another Limited Pay policy from State Farm® have also expressed interest in this type of annuity. You might also be interested in this annuity if you want to convert a tax- qualified retirement account, a matured CD, or an inheritance into an immediate stream of guaranteed income. Visit Our Website www.kirkingels.com Visit Our Website

11. There’s a new season germinating in gardening when neighbors work together to create, keep, grow and harvest a bountiful community garden. The community and urban garden trend is growing with homeowners and renters alike. Along with growing fresh fruits, flowers and vegetables, the gardens might help with beautifying vacant lots, strengthening social connection, instilling a sense of community pride and encouraging upkeep of homes and apartments. State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites. Visit Our Website www.kirkingels.com Visit Our Website

12. If no space is available, ask how you can lend a hand, such as maintain a plot while a family is on vacation or pitch in on volunteer tasks such as fall cleanup. Inquire about where excess produce is sold or donated; you may be able to shop the garden’s bounty. There’s a new season germinating in gardening when neighbors work together to create, keep, grow and harvest a bountiful community garden. The community and urban garden trend is growing with homeowners and renters alike. Along with growing fresh fruits, flowers and vegetables, the gardens might help with beautifying vacant lots, strengthening social connection, instilling a sense of community pride and encouraging upkeep of homes and apartments. Visit Our Website www.kirkingels.com Visit Our Website

13. The path to a mortgage isn’t always a straight line. According to Pew Research Center, 12 percent of home-purchase loan applications were denied in 2015. A piece of your financial history could block your mortgage.  Pulling your own credit report, also known as a "soft inquiry," doesn't affect your credit score. In fact, regularly checking your credit report is a responsible financial practice.  The sum of your debt payments each month — including your current mortgage — should be less than 35-40 percent of your total monthly income. Your best plan for lowering debt is to make a plan to pay it off. .  Your loan amount and home appraisal value don’t match. Options include a second appraisal or a different lender. If you buy a home, it should cost no more than 2 to 2.5 times your household income, and ideally your mortgage should be no more than 80% of the home's value to avoid paying mortgage insurance.  You’ve applied for too many credit cards. Applying for a mortgage within six months of applying for any other type of credit may influence your credit score. Analyze your situation prior to opening several accounts in succession.  You have spotty employment history or big income shifts. Consistency is key: Lenders usually request at least two years of tax returns so they can meet regulatory guidelines to verify stable employment and income.  You don’t have a down payment. Without 3 to 20 percent of the purchase price saved, expect approval snags. The amount you'll need for your down payment will vary depending on the size of home, its location, and the type of mortgage you seek Visit Our Website www.kirkingels.com Visit Our Website

14. Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois. State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss. Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances. Visit Our Website www.kirkingels.com Visit Our Website

15. Our Austin State Farm Agent team serves customers in Austin, West Lake Hills (Westlake), Rollingwood, Tarrytown, Barton Creek, Oak HIll, Bee Caves, Bee Cave, West Austin, Westfield, Bryker Woods, South Lamar, Barton Hills, Galindo, Bouldin, Sunset Valley, Westminster Glen, Beckett Meadows, Camp Mabry, Downtown Austin, Congress Avenue District, The University Follow on Social Media of Texas (UT) and throughout the Austin-area. Visit Our Website www.kirkingels.com Visit Our Website