1 / 6

ULIP Returns in 20 Years |HDFC Life

ULIP Returns - Know how ULIP returns will change over the next 20 years, depending on market performance and ULIP charges. Visit HDFC Life today!<br>

Vinit7
Download Presentation

ULIP Returns in 20 Years |HDFC Life

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. ULIP Returns in 20 Years

  2. ULIP Returns in 20 Years ULIPs with a 20-year tenure present an exclusive blend of investment and insurance advantages. These plans enable you to create a substantial fund for your extended financial objectives while simultaneously ensuring your family's financial protection in the event of unexpected circumstances. The more extended your investment duration, the more favorable your ULIP returns in 20 years are likely to be.

  3. What Is a 20-Year ULIP Policy? Over the course of a 20-year ULIP policy, life coverage is extended for the entire duration. Should the policyholder pass away within this 20-year period, their family becomes eligible for a lump sum payout. Beyond the life protection aspect, the 20-year ULIP policy empowers the policyholder to engage in diverse investment opportunities, including equity, debt, or balanced funds. The premium allocated to the policy is divided between life coverage and investments, delivering a dual advantage. Investors have the flexibility to determine fund allocation according to their risk tolerance and prospective financial objectives.

  4. How Does a 20-Year ULIP Policy Work? Exploring the functionality of a 20-year ULIP through an illustration, consider the case of Rahul, a thirty-year-old soon-to-be father. Focused on securing a prosperous future for his child, particularly for higher education abroad, Rahul opts to invest in a 20-year ULIP. Each month, a portion of Rahul's income is allocated to this ULIP, with a segment contributing to life coverage and the remainder directed towards chosen investment funds. Fast forward to the point when Rahul's son decides to embark on entrepreneurship at the age of 21. The corpus accumulated by Rahul over the 20-year ULIP period proves instrumental in empowering his son to realize this entrepreneurial aspiration.

  5. How Are 20-Year ULIP Policy Return Rates Calculated? The premiums for a 20-year ULIP policy are contingent on factors such as the policyholder's age, chosen sum assured, selected premium amount, and the specific investment funds opted for. The premium payment is allocated between life coverage and investments. The returns on investments are influenced by the performance of the market-linked funds chosen. Opting for a 20-year ULIP policy facilitates the accumulation of wealth for long-term objectives, all while ensuring your family's financial security through life coverage. These policies provide returns linked to market performance, underscoring the importance for policyholders to assess their risk t

  6. THANK YOU

More Related