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Explore the role of motor insurance in enhancing road safety, implications for the future, use of new and old technologies, risk assessment for drivers and other road users, and the social and economic importance. Gain valuable insights and learn about financial protection, regulatory climate, and accident prevention strategies.
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ETSC Best in Europe 2006 Jack Brownhill Chairman – Prevention and Road Safety Comité Européen des Assurances (CEA) Brussels – 21/22 February 2006
ETSC Best in Europe 2006 • Role of Motor Insurance • Motor Insurance, Risk & Road Safety • Implications for the future • New Technologies • Old Technologies • Motor Insurance – The Driver • Motor Insurance – Other Road Users
ETSC Best in Europe 2006 • Role of Motor Insurance • Unique position • Compulsory requirement • Collective fund • Financial protection • Individual road users • Road user community • Social and economic importance
ETSC Best in Europe 2006 • Motor Insurance, Risk & Road Safety • Transfer • Understanding risk • Individual road users • Road user community • Risk/Premium relationship • Regulatory climate • Accident prevention • Severity reduction
ETSC Best in Europe 2006 • Implications for the future • New technologies • Telematics • Vehicle data • Driver data • Insurance pricing • Who pays? • Old technologies
ETSC Best in Europe 2006 • Motor Insurance – The Driver • Risk assessment • New and inexperienced drivers • Older drivers • Changes in vehicle use • Occupational drivers
ETSC Best in Europe 2006 • Motor Insurance – Other Road Users • Clash of technologies • High tech vehicles • Mixed vehicle community • Low tech road users • Pedestrians • Pedal cyclists • Motor cyclists • Passengers • Illegal road users