300 likes | 475 Views
AECM KONFERENCA / AECM SEMINAR Oktober 2010 / October 2010 BLED, SLOVENIJA / BLED, SLOVENIA. WHO WE ARE?. Trubarjeva 11, 2000 Maribor http://www.podjetniskisklad.si tel.: 00386 2 234 12 60. The Slovene Enterprise Fund is a Slovenian national financial institution
E N D
AECM KONFERENCA / AECM SEMINAR Oktober 2010 / October 2010 BLED, SLOVENIJA / BLED, SLOVENIA
WHO WE ARE? Trubarjeva 11, 2000 Maribor http://www.podjetniskisklad.si tel.: 00386 2 234 12 60 The Slovene Enterprise Fund is a Slovenian national financial institution forSMEs finance suportpolicy.
RESULTS 2003 – 2010 3000 supported projects 450 mio EUR 5
RESULTS 2003 – 2010 1500 guarantees 200 mio EUR 3000 supported projects 450 mio EUR 6
RESULTS 2003 – 2010 1500 guarantees 200 mio EUR 300 start up’s 10 mio EUR 3000 supported projects 450 mio EUR 7
RESULTS 2003 – 2010 1500 guarantees 200 mio EUR 300 start up’s 10 mio EUR 6 PVF 25 mio EUR 3000 supported projects 450 mio EUR 8
SEF MISSION 12
GUARANTEE – PROVISION FUND guarantee fund – approx. 10% of investment project SEF - ownfunds • PUBLIC MONEY: • ERDF • Budgetof RS
LEVERAGE EFFECT investment volume loan volume SMEs issued guarantees for banks loans – approx. 75% of loan BANKS guarantee fund SEF
SEF MISSION 15
SEF MISSION 16
SEF AND FINANCIAL CRISIS SEF - guarantee fund Financial crisis SEMs 17
IMPACT OF THE CRISIS ON SMEs Vir: anketa SPS Source: SEFs survey
IMPACT OF THE CRISIS ON SMEs 55,6 % MSP je zaprosilo za kredit 55,6% SMEs requested for loan ! 74,3% MSP je imelo težave pri dostopu do kredita 74,3% SMEs had difficulties to access the credit Vir: anketa SPS Source: SEFs survey
IMPACT OF THE CRISIS ON SMEs Vir: anketa SPS Source: SEFs survey
IMPACT OF THE CRISIS ON SMEs 37,1% vlog MSP za kredit je bilo neodobrenih / 37,1% of SMEs were rejected of their bank loan application ! Vir: anketa SPS Source: SEFs survey
IMPACT OF THE CRISIS ON SMEs Vzrok zavrnitve /Cause of rejection Vir: anketa SPS Source: SEFs survey
SEFs ANTI CRISIS MEASURES: VLOGA SPS V “PIFI” PIFI poseben račun √ povišanje razpisanih sredstev /tender funds increase √ subvencionirana obrestna mera /subsidy interest rate √ garancije namenjene za izključno obratna sredstva /guarantees for working capital √ daljša ročnost /longer maturity 1st phase: VENTURE CAPITAL WINDOW 2nd phase: GUARANTEE WINDOW 2. program finančnega inženiringa v RS • faza: • LINIJA • TVEGANEGA • KAPITALA 2 faza: GARANCIJSKA LINIJA PIFI 2009-2013 35 mio EUR Potrjen v oktobru 2009 na Vladi RS 2nd phase: GUARANTEE WINDOW 23
MACROECONOMIC EFFECTS OF SEFs PRODUCTS 2003-2009 • 3,5 jobs on a company • increased added value per employee by23% in 3 years: • average SMEs – SLO (2009) 28.610 EUR/employee • average SMEs – EU 27 (2005)36.400 EUR/employee • when applying at SEF (2007) 28.975 EUR/employee 1st year – 31.177 EUR / employee 2nd year – 33.547 EUR / employee 3rd year – 36.096 EUR / employee
FUTURE ACTIVITY • cca. 100 mio EUR prostega garancijskega potenciala 2011- 2012 /circa 100 mio EURguarantee potential for 2011-2012 • podpora specifičnih skupin se nadaljuje (TP, start up,…)/support for specific groups continues (TP, start ups,…) • brez subvencije obrestne mere – nižja obrestna mera v dogovoru z bankami /without subsidized interest rate – lower interest rate within an agreement with the banks • pridobitev statusa prvovrstne garancije /getting the status of first rate guarantee
HVALA ZA POZORNOST / THANK YOU