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1940-1970 Virtually no cost control 1970-1980 Introduction of UC limits, deductibles and coinsurance 1980-1990

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1940-1970 Virtually no cost control 1970-1980 Introduction of UC limits, deductibles and coinsurance 1980-1990

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    3. Health Care Costs % of change

    11. A brief comparison of HRA, HSAA brief comparison of HRA, HSA

    14. Other Insurance As we’ve already mentioned, you must enroll in an HDHP to be eligible for an HSA. You can not have any other comprehensive insurance such as Medicare, TRICARE or TRICARE For Life or used any VA medical services within the past 3 months. You also cannot have a general Health Care Flexible Spending Account such as FSAFEDS. Someone cannot claim you as a dependent on their tax return. If you do not meet the eligibility requirements for an HSA you will be enrolled in an HRA. We will discuss HRA more in detail later on in the presentation. Let’s look at the features of an HSA.As we’ve already mentioned, you must enroll in an HDHP to be eligible for an HSA. You can not have any other comprehensive insurance such as Medicare, TRICARE or TRICARE For Life or used any VA medical services within the past 3 months. You also cannot have a general Health Care Flexible Spending Account such as FSAFEDS. Someone cannot claim you as a dependent on their tax return. If you do not meet the eligibility requirements for an HSA you will be enrolled in an HRA. We will discuss HRA more in detail later on in the presentation. Let’s look at the features of an HSA.

    15. Can employees have both an HSA and FSA? As we’ve already mentioned, you must enroll in an HDHP to be eligible for an HSA. You can not have any other comprehensive insurance such as Medicare, TRICARE or TRICARE For Life or used any VA medical services within the past 3 months. You also cannot have a general Health Care Flexible Spending Account such as FSAFEDS. Someone cannot claim you as a dependent on their tax return. If you do not meet the eligibility requirements for an HSA you will be enrolled in an HRA. We will discuss HRA more in detail later on in the presentation. Let’s look at the features of an HSA.As we’ve already mentioned, you must enroll in an HDHP to be eligible for an HSA. You can not have any other comprehensive insurance such as Medicare, TRICARE or TRICARE For Life or used any VA medical services within the past 3 months. You also cannot have a general Health Care Flexible Spending Account such as FSAFEDS. Someone cannot claim you as a dependent on their tax return. If you do not meet the eligibility requirements for an HSA you will be enrolled in an HRA. We will discuss HRA more in detail later on in the presentation. Let’s look at the features of an HSA.

    27. Employee education is a must! Try to keep educational material simple and to the point.Employee education is a must! Try to keep educational material simple and to the point.

    32. Here is a list of resources that contain additional information about HDHPs.Here is a list of resources that contain additional information about HDHPs.

    33. Resources: U.S Treasury Department for HSAs http://www.ustreas.gov/offices/public-affairs/hsa/pdf/HSA-Tri-fold-english-07.pdf Here is a list of resources that contain additional information about HDHPs.Here is a list of resources that contain additional information about HDHPs.

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