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Comparison of Affordability Provisions HOUSE AND SENATE COMMITTEE PROPOSALS

Comparison of Affordability Provisions HOUSE AND SENATE COMMITTEE PROPOSALS. September 18, 2009. Core elements of health reform. Affordability Comprehensive benefits Strong insurance reforms, including public health insurance option Inclusion of all residents Shared responsibility

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Comparison of Affordability Provisions HOUSE AND SENATE COMMITTEE PROPOSALS

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  1. Comparison of Affordability Provisions HOUSE AND SENATE COMMITTEE PROPOSALS September 18, 2009 v.3.1 - draft

  2. Core elements of health reform • Affordability • Comprehensive benefits • Strong insurance reforms, including public health insurance option • Inclusion of all residents • Shared responsibility • Progressive financing v.3.1 - draft

  3. Summary: Impact of affordability provisions under Baucus plan • A family of four earning $55,000 (250% of the federal poverty level) and insured through the exchange will be liable for $11,788 in premium and out-of-pocket costs under the Baucus plan. • The combined liability is 21% of the family’s income. • The average family of four earning $55,000 and insured through the exchange will pay $1,929 in additional premiums and $1,959 in additional out-of-pocket costs under the Baucus plan. • as compared to H.R. 3200 as passed by the House Ways and Means and Education and Labor committees. v.3.1 - draft

  4. Affordability protections: premium caps through exchange v.3.1 - draft

  5. Affordability protections: premium caps through exchange ($ value) v.3.1 - draft

  6. Affordability protections: out-of-pocket caps through exchange v.3.1 - draft

  7. Affordability protections: total premium and out-of-pocket cost caps v.3.1 - draft

  8. Affordability protections: total out-of-pocket cost caps as a percentage of income v.3.1 - draft

  9. Comprehensive benefits: value of benefit packages through exchange v.3.1 - draft

  10. Comprehensive benefits: value and content of benefit packages through exchange v.3.1 - draft

  11. Employment-based coverage and other affordability-related provisions v.3.1 - draft

  12. Contact information Doneg McDonough Legislative Director Health Care for America Now dmcdonough@healthcareforamericanow.org 202-454-6194 http://healthcareforamericanow.org/ v.3.1 - draft

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