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FINANCIAL RESULTS FOR THE QUARTER ENDED 31 ST DECEMBER 2009. %. CENTRAL BANK OF INDIA Presentation to Analyst February 02 ,2010. Performance Highlights. 1. Bank With Pan India Presence. 499 (14%). 125 (3%). 954 (27%). 750 (21%). 748 (21%). 483 (14%).
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FINANCIAL RESULTS FOR THE QUARTER ENDED 31ST DECEMBER 2009. % CENTRAL BANK OF INDIA Presentation to Analyst February 02 ,2010
Bank With Pan India Presence 499 (14%) 125 (3%) 954 (27%) 750 (21%) 748 (21%) 483 (14%)
Business GrowthRs. in crore 31% 12%
Business Growth Rs in crore
Deposits Rs in crore
Segment-wiseDeposits Rs in crore
Loans & Advances Rs in crore
Retail Advances Portfolio Rs in crore
Profitability Rs in crore
Other Income Rs in crore
Investments: Classification Rs in crore
NPA Movement Rs in crore
NPA Details Rs in crore
Provisions Rs in crore
Restructured Assets Rs in crore
New Initiatives TECHNOLOGY INITIATIVES Phase I of CBS completed with 1200 branches under CBS, which constitute 80% of the Bank’s business. Remaining Branches to come under CBS by end of fiscal year 2010-11 Implementation of IT based Financial Inclusion in four districts-the Biometric Smart Card SMS Alerts for all account holders Currently the Bank has 400 ATMs and is planning to add 1500 more by the end of 2010-11. Pre Activated Debit Card
New Initiatives TECHNOLOGY INITIATIVES 3D secure code for online credit transactions. Online trading Portal Internet Banking, Both for Retail as well as Corporate Clients Auto Debit Facility introduced for payment of bills. E-Tax has been introduced through e-banking New SWIFT Alliance Messenger has been implemented TREASURY AND INVESTMENT Operations in Currency Futures & Interest Rate Futures
New Initiatives HR INITIATIVES Recruiting young and dynamic professionals to bring the Average Age of the employees down Regular Training for Senior Management from reputed Industry Experts STRATEGIC INITIATIVES Organisational Restructuring: The bank has created a Large Corporate Vertical and is in process of forming Mid Corporate Vertical The move is aimed to speed up the Loan/Advances sanctioning process. Formed Asset Recovery Branches Centralised Credit Processing Centre for Retail Loans.
Awards Received in 2009-10 Best Education Loan Provider Award (Outlook Money NDTV Profit Awards ) for second year in succession Inrecognition of Bank’s Technology adaption, Bank has been awarded with Best Customer Technology Award in the PSU Bank category by IBA-TFDI in January, 2010