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This presentation goes into depth all the services Benefits Packages offers. It also breaks down the different insurance policies, and why they are the perfect one.
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Benefits Packages Covered California http://www.benefitpackages.com
Plans Offered • Alameda Alliance for Health, Anthem Blue Cross of California, Blue Shield of California, Chinese Community Health Plan, Contra Costa Health Plan, Health Net, Kaiser Permanante • L.A. Care Health Plan, Molina Healthcare, Sharp Health Plan, Valley Health Plan, Ventura County Health Care Plan, Western Health Advantage
Benefits Included in Plans • Ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services • Prescription drugs, rehabilitative services, laboratory services, preventative and wellness services, pediatric services
Comparing Insurers Alameda Alliance for Health Anthem Blue Cross of California Approximately 300 hospitals with 30,3000 physicians • Network has 12 hospitals with 3,100 physicians
Comparing Insurers Blue Shield of California Chinese Community Health Plan Serving with 9 hospitals and 315 physicians • 223 hospitals with 22,048 physicians
Comparing Insurers Contra Costa Health Plan Health Net Hospitals serving are 2040 with approximately 44,000 physicians • 10 hospitals with approximately 5,000 physicians
Comparing Insurers Kaiser Permanente L.A. Care Health Plan 35 hospitals with 1,005 physicians • 35 hospitals with 14,219 physicians
Comparing Insurers Molina Healthcare Sharp Health Plan Serving with 7 hospitals and 2,600 physicians • Serving you with 29 hospitals and 4,568 physicians
Comparing Insurers Valley Health Plan Ventura County Health Care Plan 6 hospitals with 176 physicians • 4 hospitals with 933 physicians
Statewide Average Premium Rates Western Health Advantage Lowest Silver plan is $304, second lowest silver plan at $325, third lowest silver plan is $335, average of the three plans is $321 • 15 hospitals with 3,000 physicians
Important Points to Remember • Important point is that if the consumer goes through the exchange directly they can’t look at the plans out of the exchange. • The plans within the exchange will have “skinner networks” • If they call the carrier directly they can’t sell them their own plan within the exchange let alone other carriers.