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Portland State University Hard Waiver Mandatory Student Health Insurance Plan 2012-13

Portland State University Hard Waiver Mandatory Student Health Insurance Plan 2012-13. What You Need to Know. Costs of Common Medical Procedures. Emergency Room Visit: $600-$1500 MRI: $ 1,000 - $4,000 CT Scan: $900 - $1,300 Broken Arm: $4,000 - $16,000 Torn ACL: $12,800

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Portland State University Hard Waiver Mandatory Student Health Insurance Plan 2012-13

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  1. Portland State University Hard Waiver Mandatory Student Health Insurance Plan 2012-13 What You Need to Know

  2. Costs of Common Medical Procedures • Emergency Room Visit: $600-$1500 • MRI: $1,000 - $4,000 • CT Scan: $900 - $1,300 • Broken Arm: $4,000 - $16,000 • Torn ACL: $12,800 • Appendectomy: $12,000 - $18,750 • 90 day Alcoholism Treatment Program: $35,000 • Treatment for Eating Disorder: $12K- $30K per month

  3. Aetna Student Plan Benefits * If using Aetna in-network providers

  4. Who is Eligible for the PSU Plan? • All Domestic students taking 5 or more in-load classes (online and self-support may not count towards eligibility and it is the student’s responsibility to verify). • All International students • HOWEVER, • If you take a term off you will lose your insurance unless it is a medical withdrawal.

  5. How Much Does it Cost? • Fall Term (9/20/12–1/7/13) = $560 • Winter Term (1/7/13–4/1/13) = $560 • Spring/Summer (4/1/13–9/20/13) = $560 • (Summer coverage is included in Spring’s cost regardless of graduating, traveling, or taking classes) • Dependent coverage is not available for domestic students’dependents due to high cost. • International Dependents must be insured to stay in the U.S.

  6. Students with comparable coverage may waive out of the PSU Plan (once per academic year) • Must have a plan with at least $100,000 of medical benefits • Must have deductible of $1,000 or less • Must be able to receive primary services within 25 miles of PSU • Must have Rx coverage • Must have Mental Health benefits • Oregon Health Plan is considered “comparable” • ***Students can get back on the student plan if they lose health coverage and are above 5 credits.***

  7. How Do I Waive Out of the PSU Plan? • You may wait at least 48 hours after you register for fall term. • Online waiver takes less than 10 minutes • Have your insurance information nearby for reference. Waive Out Link: https://wfis.wellsfargo.com/psu • Click “Domestic Student” or “International Student” to begin the waiver process • If waiver is denied, there is an instant online appeal process

  8. Learn More: • Visit the Center for Student Health and Counseling website: • http://www.pdx.edu/shac/insurance

  9. PSU SHAC Insurance Team • Contact Information • insurancehelp@pdx.edu • 503) 725-2800 • Christi Ziegler, Licensed Agent and Student Insurance Coordinator • Nick Walden Poublon, Student Insurance Advocate • Jessica Cole, Assoc. Director of SHAC

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