1 / 38

Why Aflac belongs in your benefits plan

Why Aflac belongs in your benefits plan. Without it, no insurance is complete. American Family Life Assurance Company of Columbus. A world leader in worksite services and employee benefits offered on a voluntary basis. A company of stature:. Top ratings:.

brock
Download Presentation

Why Aflac belongs in your benefits plan

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Why Aflac belongs in your benefits plan

  2. Without it, no insurance is complete. American Family Life Assurance Company of Columbus

  3. A world leader in worksite servicesand employee benefits offeredon a voluntary basis

  4. A company of stature:

  5. Top ratings: “AA” in insurer financial strength by Standard & Poor’s.* “Aa2 (Excellent)” in insurer financial strength by Moody’s Investors Service.* “AA” in insurer financial strength by Fitch, Inc.* * Ratings refer only to the overall financial status of AFLAC and are not recommendations of specific policy provisions, rates, or practices.

  6. One of America’s Most Admired Companies*Life and Health Insurance Category * Fortune Magazine

  7. Our brand is known and respected Your employees already know us!

  8. Hundreds of thousands of U.S. payroll accounts turn to us: • Over 10,400 state government agencies and municipalities • Over 5,300 banks/savings and loans/credit unions • Over 800 colleges • More than 1,600 hospitals • Over 9,700 school districts • Over 4,500 nursing homes

  9. Overall Statutory Benefit Ratios (%) Source A.M. Best CD-ROM

  10. Overall Expense Ratios (%) Source A.M. Best CD-ROM

  11. Aflac provides extended benefits that allow you to: • Add coverage's, not costs. • Achieve possible FICA savings and reductions in workers’ compensation costs. • Help improve employee morale, retention, and productivity. • Address more needs at the workplace.

  12. Plus, you’ll be able to: • Contribute to your employees’ health through various wellness programs. • Communicate the total value of company benefits. • Receive superior enrollment, communications, and claims efficiencies. • Reduce administrative involvement.

  13. First Occurrence: $1,500 Adult, $2,250 per covered child. Radiation and Chemotherapy: Up to $200 per day. Surgery/Anesthesia: $95 to $3000 for in or out of the hospital + 25% for Anesthesia. Skin Cancer: $100 to $600 depending on procedure. Reconstructive Surgery Benefit: $350 to $2500 plus 25% Anesthesia. Personal Cancer Level 1 Highlights

  14. NCI Evaluation: Evaluation: $500 Travel/Lodging: $250 Transportation (over 50 miles): 40 cents per mile or up to $1,200 round trip. Lodging Benefit: Up to $50 per day (over 50 miles). Personal Cancer Level 1 Highlights

  15. Stem Cell Transplant: Up to $2500. Experimental Treatment: Up to $200 per day. Hospice: $500 for the first day and $50/day up to $12,000 maximum. Home Health Care: $50 per day (10/Inpatient, 30/Outpatient) Extended Care Facility: $100 per day. Ambulance Benefit: $200/Ground or $1000/Air. Personal Cancer Level 1 Highlights

  16. CONVENIENCEAccess to your own customized website allowing for you and your employees to contact your agent, request enrollment, download claim forms, and view your available Aflac product brochures and rates, etc. 24 hours a day.

  17. Employee RequestsApplication HRApproves/DisapprovesApplication Agent CreatesApplication andContacts Employee Stop! Notify Employee ApprovesApplication Stop! ApprovedBy HR Agent SubmitsApplication Processed Yes Enrollment Process - Summary

  18. EmployeeSelectsLocation Enrollment Process – Detail (Standard Application)

  19. EmployeeReviews Product Information Enrollment Process – Detail (Standard Application)

  20. EmployeeRequestsApplication Enrollment Process – Detail (Standard Application)

  21. EmployeeSelectsDepartment EmployeeAcknowledgesBrochure/Outline ofCoverage Review Enrollment Process – Detail (Standard Application)

  22. EmployeeAcknowledgesNo Replacement Enrollment Process – Detail (Standard Application)

  23. EmployeeEnters Contact and Personal Information Enrollment Process – Detail (Standard Application)

  24. EmployeeSelects RequestedCoverage Enrollment Process – Detail (Standard Application)

  25. Note:Rates are Calculatedand Displayed EmployeeEnters SpouseInformation(if necessary) Enrollment Process – Detail (Standard Application)

  26. EmployeeEnters CancerHistory CensusInformation Enrollment Process – Detail (Standard Application)

  27. EmployeeEnters Specified DiseaseHistory CensusInformation Enrollment Process – Detail (Standard Application)

  28. EmployeeEnters ImmediateContact Informationand Submits Census Data Enrollment Process – Detail (Standard Application)

  29. EmployeeWaits While CensusData is Created Enrollment Process – Detail (Standard Application)

  30. EmployeeIs Notified that DataHas Been SuccessfullyTransmitted Enrollment Process – Detail (Standard Application)

  31. HR and Aflac AssociateAre Immediately Notifiedvia E-mail of New Request for Application Enrollment Process – Detail (Standard Application)

  32. Aflac AssociateContacts Employeeand Directs Him/HerBack to the Websiteand Directs Them to Click on the “sign application. Enrollment Process – Detail (Standard Application)

  33. Aflac AssociateDirects Employee toEnter a Secure ID andPassword to Access His/Her Application. Enrollment Process – Detail (Standard Application)

  34. Employee ClicksLink to Display Application Enrollment Process – Detail (Standard Application)

  35. Employee ReviewsApplication with Agent to Ensure that all Health Questions are Asked and Answered Correctly. The Applicant can ask Detailed Questions Regarding the Coverage and can Elect not to Participate if Necessary Enrollment Process – Detail (Standard Application)

  36. Employee SignsApplication with Mouse Enrollment Process – Detail (Standard Application)

  37. Relative Application Informationis then Delivered to the HR Departmentfor Processing The process is electronic, simple and efficient… Enrollment Process – Detail (Standard Application)

  38. Without it, no insurance is complete. Sam McFallAflac Kansas Westwww.aflac-ks.com/foundations

More Related