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The Cumbria & Beyond Community Land Trust Project

The Cumbria & Beyond Community Land Trust Project. Malcolm Jennings Day Cummins Architects. Chair Bill Bewley. Steve Atkinson. Trustees Peter Roberts & Jo Brand. Richard Thorburn Atkinsons Construction. Brian Edgar Donleys QS. Keswick Community Housing Trust – The Hopes Scheme.

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The Cumbria & Beyond Community Land Trust Project

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  1. The Cumbria & Beyond Community Land Trust Project Malcolm Jennings Day Cummins Architects Chair Bill Bewley Steve Atkinson Trustees Peter Roberts & Jo Brand Richard Thorburn Atkinsons Construction Brian Edgar Donleys QS Keswick Community Housing Trust – The Hopes Scheme Cumbria Rural Housing Trust Helping communities to help themselves

  2. What is a community land trust? What is a Community Land Trust (CLT) ? Community owned Not for private profit Protecting assets Re-investment income through rents Charities / co-ops / CICs Definition Section 79 of 2008 Housing and Regeneration Act Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  3. CLT advantages for communities • Confidence • Local need prioritised • Homes protected • Landowner goodwill • Versatile housing, community buildings, shops, pubs • Income when loans repaid Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  4. CLTs have 2 routes to delivery ‘Hands on’ CLT CLT leads, develops & carries ‘risk’ (mitigated via legals and professionals) CLT owns assets & income Lease based CLT CLT leases site to HA. HA develops & carries risk Little work for CLT HA gets income (share with CLT?) Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  5. Hands on CLT examples Keswick Community Housing Trust Idea in 2008, Opened in December 2013 Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  6. “The Hopes” 11 Homes St Johns Churchyard

  7. How it happened • Churches consultation – housing top concern • Determined volunteer trustees • Diocese agreed land @ £10,000 per plot • CLT Officer guidance & business planning • Homes & Communities Agency & Impact HA support • Trust raised £60,000 towards site via community share issue • Grants from CLT Network, LA, Quakers, HCA • Cumberland BS development loan Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  8. Start on site December 2012

  9. 12 month build Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  10. Graham Wilson Impact HA Lionel Dobson Cumberland BS Malcolm Jennings Day Cummins Architects Steve Atkinson Construction Anne Marie Willmott Impact HA Jacqui Walsh HCA Professional support

  11. Opening Tree planting by the Mayor of Keswick December 2013

  12. Tenures 5 rents £485pm 5 shared ownership @ 50% market value No rent on top of mortgages 1 Local Occupancy for sale Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  13. Result • Church yard maintained • 11 families securely housed • £1.4m into economy • Volunteers now experts • Intend to develop 3 more sites Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  14. Lyvennet Community TrustCrosby Ravensworth 10 rented homes 2 shared ownership 7 self build plots

  15. Lyvennet Community Trust Photo Cumberland & Westmorland Herald Pub bought & renovated with community share issue

  16. Glendale Gateway Trust, Wooler 1996 LA asset transfer Council offices into community center & office spaces Went on to Acquire and renovate closed shops, house & flats Open up site for Housing Association Take over Youth Hostel Next Converting house and pub into affordable homes Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  17. Ouseburn Trust proposal LA offer of site Develop via charity subsidiary to handle xsub As ‘hands on’ CLT / RP for HCA grant Temporary self build company Suggested mix: 10 workshops = long term income 4 rented homes = long term income 4 self build shared ownership at & above cost = xsub 6 market homes or self build plots = xsub Loans repaid in 11 years Gross annual income year 11 = £37,204 Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  18. CLT advantages for Local Authorities • Communities champion Affordable Housing • Land brought forwards • Funding and expertise accessed • Affordable housing protected • Sustainability improved • Community income created Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  19. CLT advantages for Housing Associations • Support local solutions • Project & housing management fees • Opportunities where CLTs may be unable to progress Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  20. Funding Start up grants from The CLT Network, District Councils and the HCA Pre-development loans & grants from The CLT Network, HCA & LAs Capital Grant and finance from The HCA & lenders Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  21. Experienced support – worth having CLT Officer (CLT Network ‘umbrella’) Andy Lloyd Cumbria Rural Housing Trust Visits to existing schemes Company advice Robust business planning Housing tenure issues Securing funding Tendering Guidance throughout Andy Lloyd with Bill Bewley, chair of Keswick Community Housing Trust Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

  22. Typical steps Community support – consultation or community plan etc Steering group / CLT Umbrella support / start-up funding LA support Housing need / willing landowner / indicative planning Incorporate / if wanting housing grant become Registered Provider Business plan / pre-development funding / option to buy Tender HA project support Tender architect / QS – surveys, design, planning Secure development finance & housing grant Tender build contract / construct / occupy

  23. Resources – Join the CLT Network Catherine Harrington, Hannah Fleetwood, David Graham www.communitylandtrusts.org.uk Catherine.harrington@housing.org.uk Tel. 020 7067 1191 hannah.fleetwood@housing.org.uk Tel. 020 7067 1039 Case study visits CLT Handbook Set-up grants Legal toolkit Insurance Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk    CLT resources and news at www.crht.org.uk

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