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Workers Compensation Program Self-Insurance v. Protected Insurance Program for Schools (PIPS) Lodi Unified School District Board of Trustees Regular Board Meeting September 17, 2019. Cost Comparison. 2019-2020 PIPS K-12 Experience Modification Distribution. PIPS Composite Rate History.
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Workers Compensation Program Self-Insurance v. Protected Insurance Program for Schools (PIPS) Lodi Unified School District Board of Trustees Regular Board Meeting September 17, 2019
Pre-PIPS Performance • Claims Frequency • LUSD equivalent to comp districts, but…
Pre-PIPS Performance …LUSD Claims Severity per Developing Claims is worse, and…
Pre-PIPS Performance …Average Cost Incurred per Claim is almost double……
Pre-PIPS Performance …and LUSD Total Claims with Temporary Disability are also much higher.
Pre-PIPS Performance Company Nurse should help reduce the District’s lag time in reporting injuries.
Under PIPS – • Principals were introduced to the new reporting system at July 2019 Leadership Conference • Secondary Principals were trained on 9/06/2019 • Elementary Principals were trained on 9/12/2019 • Trainings are being prepared for – • Custodians (lifting/back injury prevention) • Nutrition (slip and fall) • SPED staff (student interaction injury) Training Considerations
Trends – • Medical treatment more advanced and more expensive • Leaving Future Medical open is becoming a trend • Aging Workforce • Medical Cost Inflation • Medicare Set Asides Market Considerations