We make it easier for businesses of all sizes to safely accept checks

1. We make it easier for businesses of all sizes to safely accept checks transmodus offers clients automation utilizing our online processing platform for check acceptance, transport, electronic recovery and collections. Clients of any size, in a wide variety of industries can use these services individually or collectively with a great deal of business-case flexibility. Today our system is deployed to provide clients with a single point interface to verify, deposit, recover and collect returned paper or electronic checks. Introduction Verification Transport Recovery Process Reporting CRM Collections Flexibility Contact Run with us! In July of 2002 we launched the first Business On-Demand solution where clients could register and utilize a rule-based system to process NSF checks for the face value and allowed state fee. Since that time we have built a national client base of small, medium and enterprise level companies.

2. Verification In support of an existing client negative file or to access a national database network our verification solutions deliver accurate, real-time results. Introduction - Verification Deposit Recovery Process Reporting CRM Collections Flexibility Contact Client example: A supermarket chain has an internal negative file database. When a check is scanned at the register and the check writer is not found locally business rules can trigger access to our national database network as a second layer of protection. Clients scan or enter the routing and account numbers and get a real-time response. This service can verify both personal and business checks.

3. Deposit Transport is the step that begins the automation of the transaction process. It provides a uniformed method to upload images and data to expedite the collection process. Introduction Verification - Transport Recovery Process Reporting CRM Collections Flexibility Contact Client example: Using a transport (scanning device) a client can send 80 checks per minute into transmodus.net to initiate immediate processing for recovery and collections. Such a process change delivers a dramatic efficiency improvement. Check handling is taken down to the minimal level and data entry is eliminated for clients of all sizes. Merchants with hectic schedules will appreciate the value and convenience of having transport linked to recovery and collections. This enables the automation of recovery for a business of any size.

4. Electronic Recovery When our enterprise, multi-locations client receives a returned check, our automated solution sends it through the ACH network for payment. Our rule-based solution provides processing efficiency for maximum return and detailed reporting by store. Introduction Verification Transport - Recovery Process Reporting CRM Collections Flexibility Contact Payment model: 100% of collected face value plus a state fee rebate. There are no monthly or start-up fees. Our deployment is rapid and simple for clients with any number of stores and associated banks for recovered funds deposit. Process flow example shows bank initiated transport model Online RCK, and ARC processing includes options to collect face value and state fees through ACH, paper drafting of fees or secondary collections.

5. Reporting There is significant value and efficiency in having all of your check processing data in one secure, scalable solution that offers real-time, downloadable transaction reports supported by balanced statements. Introduction Verification Transport Recovery Process - Reporting CRM Collections Flexibility Contact Data integrity: Critical for your payment processing. Critical for your accounting interface. Critical for your negative file management. Critical to track process compliance. We consider this to be our strongest asset for our clients. transmodus designed our systems around the integrity of our data processing and management. Throughout our processing history clients have found that they can rely on us to provide the highest level of data integrity.

6. CRM When a customer calls your office to resolve a mistake tied to a returned check and you can’t help them that’s not a good thing. We provide you access and tools to easily find and remedy a problem in seconds. Introduction Verification Transport Recovery Process Reporting - CRM Collections Flexibility Contact Your customer first: You control your internal login access to all CRM and reporting features. You can authorize and execute a real-time refund online documented in reports and statements. You can cancel an item in recovery or collections. You can view the entire history per check writer transaction to aid resolution decisions. The options are there for you to control customer issues more efficiently than you would normally involving a third party collections provider or by limited internal systems.

7. Collections Our collection functionality completes your transaction life-cycle processing through a single system interface avoiding needless replication and enabling automation. Introduction Verification Transport Recovery Process Reporting CRM - Collections Flexibility Contact Collection options: Agency assisted with rates that are highly competitive to meet the needs of your company. Our automated collections offers a proven method for higher returns per collected item. Automated collections can re-direct inbound calls to a collection department or agency. Pricing based on volumes and requirements. transmodus collection agency partners process secondary collections nationally and report back to transmodus.net as a single interface to view and download reports.

8. We make it easier for businesses of all sizes to safely accept checks The main advantage of our online processing platform approach is that we can offer our clients a rule-based solution configured to meet their business case requirements. Introduction Verification Transport Recovery Process Reporting CRM Collections - Flexibility Contact Flexible by design: As a technology company we have been very careful in building frameworks and selecting the technology foundation that allows us to be extremely quick to market with new functionality, to quickly integrate with partners and clients, and to do things in hours or days where others take weeks or months to implement. Examples: If a client wants to adjust the fees charged to check writers by our system we can accommodate them programmatically. If a client wants to draft for fees at some stores and use electronic recovery in others, that is not a problem. If a client wants to have deposits of recovered funds made to any number of banks by store location that’s a snap. Talk to us about your needs…we’re flexible.

9. We make it easier for businesses of all sizes to safely accept checks • Thank you for your interest in automated check processing. Please contact me for more information and a proposal to fit your business: • transmodus Client Services • 866-587-8249 • http://transmodus.net • Thank you for your interest. Introduction Verification Transport Recovery Process Reporting CRM Collections Flexibility - Contact