Leasing Market in Poland I-III quarter 2004 and estimation 2004

1. Leasing Market in PolandI-III quarter 2004 and estimation 2004 Polish Association of Leasing Companies Warsaw, October 2004

2. Bankowy Fundusz Leasingowy BEL Leasing BNP Paribas Lease Group BPH Leasing BRE Leasing BZ WBK Finance & Leasing Caterpillar Financial Services Poland CLiF DaimlerChrysler Services Leasing Deutsche Leasing Polska Europejski Fundusz Leasingowy Fidis Leasing Polska Fortis Lease Polska Futura Leasing Handlowy Leasing IKB Leasing Polska ING Lease (Polska) Kopex Leasing Kredyt Lease Noma 2 Nordea Finance Polska Orix Polska Pekao Leasing Raiffeisen Leasing Polska Renault Credit Polska Scania Finance Polska SG Equipment Leasing Polska Trans-Leasing TLBP Volksbank-Leasing Polska VFS Usługi Finansowe Polska Volkswagen Leasing Polska Watin Leasing & Finance Data collected from the following 32 leasing companies: Source: Polish Association of Leasing Companies

3. Analysis by type of asset - I-III quarter 2004 Source: Polish Association of Leasing Companies

4. Analysis by type of asset in years 1999-2004 1. Road transport vehicles 2. Machinery and industrial equipment 3. Computers and business machines 4. Railway, aircraft and ships 5. Others equipment Source: Polish Association of Leasing Companies

5. Share of leasing market (equipment) - Top ten in I-III quarter 2004 Estimated total net value – PLN 8,88 billion Source: Polish Association of Leasing Companies

6. Comparison of the value of particular types of leased equipment after I-III quarter 2003 and 2004 Source: Polish Association of Leasing Companies

7. Net value of equipment leased in 1997-2004 (in million PLN) Source: Polish Association of Leasing Companies

8. Share of leasing market - road transport vehicles in I -III q. 2004 Estimated total net value PLN 6480 million Source: Polish Association of Leasing Companies

9. Estimated total net value of road transport vehicles leased in years 1997 - 2004 (in million PLN) Source: Polish Association of Leasing Companies

10. Share of leasing market - passenger cars Top ten in I-III q. 2004. Estimated total net value - PLN 920 mln Source: Polish Association of Leasing Companies

11. Net value of passenger cars leased in years 1997 - 2004(in million PLN) Source: Polish Association of Leasing Companies

12. Share of leasing market - machinery and industrial equipment Top ten in I-III q.2004 - Estimated total net value - PLN 1 880 mln Source: Polish Association of Leasing Companies

13. Net value of machinery and industrial equipment leased in years 1997 – 2004 (in million PLN) Source: Polish Association of Leasing Companies

14. Share of leasing market - computers and business machines Top ten in I-III q. 2004 - Total net value - PLN 220 million Source: Polish Association of Leasing Companies

15. Net value of computers and business machines leased in years 1997-2004 (in million PLN) Source: Polish Association of Leasing Companies

16. Share of leasing market - equipment in I-III quarter 2004Total net value - 490 mln zł.- without data from LHI Polska Source: Polish Association of Leasing Companies

17. Net value of real estate leased in years 1997-2004 (in million PLN) Source: Polish Association of Leasing Companies

18. Polish Association of Leasing Companies • Witold Drożdż – Managing Director • Rejtana Str.17, Warsaw • Phone: (+48 22) 542 41 36 • Fax: (+48 22) 542 41 37 • E-mail: zpl@leasing.org.pl • www.leasing.org.pl Source: Polish Association of Leasing Companies