Online Payment System

1. Online Payment System David Christensen Herbie Hanson Sean Johgart

2. OPS Activities • Create an OPS account. • Delete an OPS account. • Deposits and withdrawals to and from an OPS account. • Transfer between OPS Accounts. • Records are maintained for all transactions. • Modify existing account information. • Minimum balance maintained. • OPS Accountability. • All actions require authorization of user access through a log in process. • Domestic availability and currency.

3. User-Interface Assumptions • Users access the OPS via internet with a username and password • Is secure and meets federal standards • Users are capable of navigating basic web forms

4. Sources of Information • OPS Users • Banks • Government

5. Destinations of Information • OPS Users • System Administrators • Government Officials

6. Validation Activities Problem Analysis

7. Does OPS move money between two bank accounts or two OPS accounts • Money is moved between OPS accounts, not users’ bank accounts • What kind of authentication for authorization is there • An encrypted password made upon creation of the account • How to notify account owners • The user must supply a valid e-mail account for notifications • If there is insufficient funds, is there a fine, or how is it fixed • Have users authorize use of their personal bank account for an overdraft of their OPS account

8. Can there be multiple OPS accounts associated with one bank account • There can be multiple OPS accounts associated with one bank account as long as the name on all the accounts is the same (i.e. shared bank accounts) • Should the OPS be an international service • The OPS will only be a US domestic service • Which countries or institutions currency should be used • The US dollar

9. What kind of personal information does it need to have, if any • It should collect the user’s Social Security Number, e-mail, name, address, phone number, and date of birth • How do users make withdrawals, deposits, and or transfers from OPS • Users will log into their account and transfer money to accounts online • Can there be multiple bank accounts associated with one OPS account • There can be multiple bank accounts associated with one OPS account as long as the name on all the accounts is the same

10. Are transfers allowed to a non OPS account • No • Is there a maximum or minimum amount for transfers • The minimum amount for transfers in one dollar and the use may set up a maximum transfer amount for their own account • Is there a maximum or minimum amount for OPS accounts • The minimum amount for account balance in zero dollars and the maximum account balance will depend on the insurance limits • What authority does the OPS need to report to • The OPS will report to the Federal Government of the United States of America