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m-Commerce: Innovative solutions to enhance SME competitiveness. E-commerce and SME competitiveness WSIS Action-Line Facilitation Meeting - ITU, 22 May 2008. Raphaël Dard – ICT for Trade Development Enterprise Competitiveness Section International Trade Centre. Why mobile phones matter?.
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m-Commerce: Innovative solutions to enhance SME competitiveness E-commerce and SME competitiveness WSIS Action-Line Facilitation Meeting - ITU, 22 May 2008 Enterprise Competitiveness Section Raphaël Dard – ICT for Trade Development Enterprise Competitiveness Section International Trade Centre
Why mobile phones matter? Enterprise Competitiveness Section source: wireless intelligence/GSMA
Where is the strong adoption rate? Enterprise Competitiveness Section source: Wireless Intelligence/GSMA
Where does mobile matter most? Fax Fixed line Mobile Web E-mail Enterprise Competitiveness Section or this environment? in this environment?
Mobile phones become PCs… Enterprise Competitiveness Section The frontier slowly fades...
5 ways to enhance SME competitiveness Enterprise Competitiveness Section • Internal efficiencies • Visibility and linkages • Market information • Leapfrog traditional barriers • Financial transfer facilitation
Internal efficiencies Enterprise Competitiveness Section ...to more complex solutions From simple... communications geolicalisation
Visibility and linkages Enterprise Competitiveness Section direct marketing business matching
Market information Enterprise Competitiveness Section tradeathand marketPrices
Market information Enterprise Competitiveness Section tradeathand marketAlerts
Leapfrog traditional barriers Enterprise Competitiveness Section Digital Content goes mobile: One track out of two sold over a cellular network
Facilitate financial transfers Enterprise Competitiveness Section Source: CGAP 2008
Why m-banking has a huge potential for trade development & poverty reduction? Enterprise Competitiveness Section • Mobile adoption in developing countries • M-banking permit cheaper financial services • Reach many so-called “unbanked” • Financial services boost entrepreneurship
Challenges, or how to make it happen Establish m-finance standards (telecom technicalities and financial processes) Elaborate and agree on policies; Disseminate best practices; and Enable the environment for shared benefits for all stakeholders Enterprise Competitiveness Section
Thank you for your attention! Enterprise Competitiveness Section Q&A: “Will e-Commerce start with m-Commercein Least Developed Economies?” Raphaël Dard, dard@intracen.org