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Our excellent credit scores did not happen overnight. We took the time to learn how to use credit correctly and to our benefit.
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6 THINGS YOU SHOULD DO TO REPAIR YOUR CREDIT Likeitornot, yourcreditscorewill notescapeyou. PUT YOUR FINANCES IN ORDER 1 Tidyingupyourfinancesisthemost importantstepinpersonalfinance. Theonly waytoreallymanageyourmoneyisto organizeit. PAY YOUR BILLS ON TIME EVERY TIME 2 Havingalatepaymentonyourcredithistory canaffectyourscore. Thatiswhyitisso importanttosetupremindersandgetridof yourfinancestoavoidlatepayments. START PAYING HIGHER INTEREST BALANCES 3 ThismightgoagainstDaveRamsey’ssnowball method, butmathematicallyitissimple. Payoff yourdebtthathasthehighestinterestratefirst. High-interestdebtisbyfarthehardesttopayoff andgetoutof. CHECK YOUR CREDIT REPORT 4 Onceyourfinancesarewellorganizedandyou haveamethodtopayoffyourdebts, youwantto getyourcreditscore. Oneofthebestwaystodo thisisfillaformat creditrepair-pro.com. CHALLENGE LATE PAYMENTS 5 Theerrorsoccurandtheyarenulltomanage. Lendersarealsohumanbeingsandcanmake mistakeswhentrackingpayments. INCREASE YOUR CREDIT LIMIT 6 Oneofthefastestwaystoincreaseandrepairyour creditscoreistoincreaseyourcreditline. Theuse ofyourcreditcardisanotherimportantfactorthat goesintothecalculationofyourcreditscore. Havingabalanceofmorethan30% ofyourcredit cardlimitwillnegativelyaffectyourscore. CREATEDBYCREDITREPAIRPRO