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The Chinese University of Hong Kong

The Chinese University of Hong Kong. Global Internship Programme 2014 Group Travel Insurance for Students. on 20 May 2014. Agenda. Policy Coverage & Benefits International SOS Service Major Policy Exclusions Extended Coverage Claims Procedures Questions and Answers.

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The Chinese University of Hong Kong

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  1. The Chinese University of Hong Kong Global Internship Programme 2014 Group Travel Insurance for Students on 20 May 2014

  2. Agenda • Policy Coverage & Benefits • International SOS Service • Major Policy Exclusions • Extended Coverage • Claims Procedures • Questions and Answers

  3. Policy Coverage & Benefits • Insured Person • Any student and Postgraduate / Research studentship holder of CUHK and all students of School of Continuing & Professional Studies whilst travelling on any of the University’s approved assignments, duties, study tours and all other academic activities outside Hong Kong • Age Limit • 16 to 75 • Geographical Limit • Worldwide

  4. Policy Coverage & Benefits (Cont’d) • Period of Insurance • From 1 July 2013 to 30 June 2014 local Hong Kong Time (Extend to cover all trips which commence within policy period until the completion of such trip) • Trip Duration • Maximum 270 days per trip including 3 days personal deviation before and 3 days after the Insured trip

  5. Policy Coverage & Benefits (Cont’d) • The following benefits are applicable to all Insured Persons:-

  6. Policy Coverage & Benefits (Cont’d)

  7. Policy Coverage & Benefits (Cont’d)

  8. Policy Coverage & Benefits (Cont’d)

  9. Policy Coverage & Benefits (Cont’d)

  10. International SOS Services • Worldwide Emergency Assistance service • Telephone medical advice • Medical referral • Emergency medical evacuation • Repatriation of remains • Please call SOS Alarm Centre at:- 24 hours SOS Hotline (852) 3122 2521 and quote CUHK and policy no. 10-12-GT001192

  11. Major Policy Exclusions • War, direct participation in strike, riot and civil commotion • Suicide, attempted suicide or intentional self-infliction • Professional sports (except those authorized by CUHK) • Under the influence of alcohol or drugs • Not taking reasonable efforts to safeguard his/her property or to avoid injury • AIDS or AIDS related complex, HIV or related diseases • Manual labour or hazardous works • Preventive care and pediatric services

  12. Major Policy Exclusions (Cont’d) • Dental care (unless resulting from accidental bodily injury) • Pre-existing, congenital or heredity conditions • Chronic disease management • Mental or nervous disorder, insanity • Pregnancy, childbirth and abortion • Hired or leased equipment or property • Liability arising out of possession / use of motor vehicle, aircraft, watercraft, pet / animal

  13. Extended Coverage Separate extension is required for :- • insured trip duration exceeding 270 days • personal deviation / trip exceeding 3 days before and 3 days after the insured trip All benefits, limits, terms and conditions as per existing Group Travel Insurance policy. Eligibility Period / Insured : Subject to prior declaration Additional premium : As outlined on CUHK’s intranet

  14. Claims Procedures • Record the time, date and place of loss or incident. • For personal accident or sickness, obtain (1) medical expenses receipt(s) with diagnosis; (2) medical record / discharge summary issued by the clinic / hospital. • For loss of property, report to the local police or the relevant party (e.g. hotel, airline, public common carrier, etc.) within 24 hours and obtain a written proof • For travel delay, curtailment, re-route and cancellation, obtain written confirmation from public common carrier stating the period of delay and reason. • Keep all the travel documents (e.g. itinerary, boarding pass, etc.)

  15. Claims Procedures (Cont’d) • Complete and submit claim form with the above supporting documents and approval letter from CUHK • All claims must be reported within 30 days after the accident / trip

  16. Claims Procedures (Cont’d) “All claims or enquiry should be directed to Business Office of CUHK for handling” Please visit the following link for details https://www.cuhk.edu.hk/bursary/student/restricted/insurance/bus_insurance.html

  17. Questions & Answers Thank you ! Questions & Answers

  18. The Chinese University of Hong Kong Global Internship Programme 2014 Group Travel Insurance for Students on 20 May 2014

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