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“Custom Loans Guiding You Home”

“Custom Loans Guiding You Home”. “Promote creative loan design to enhance financial freedom through real estate and homeownership”. Lifestyle Mortgage’s Mission Statement:. Lifestyle Mortgage’s History.

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“Custom Loans Guiding You Home”

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  1. “Custom Loans Guiding You Home”

  2. “Promote creative loan design to enhance financial freedom through real estate and homeownership” Lifestyle Mortgage’s Mission Statement:

  3. Lifestyle Mortgage’s History • President; Ryan Epper founded Lifestyle Mortgage, LLC in December 2003, to create a new avenue for his vision and talents. We at Lifestyle care about your business; that’s why since its opening only 2 years ago Lifestyle has grown. We have expanded our office with additional loan advisors from different avenues of the industry in order to keep up with the needs of our clients.

  4. Ryan Epper President Licensed Mortgage Broker “Promoting Creative Loan Design & Creating Strong Relationships” • Graduate of The University of Alabama with a degree in Marketing and Business • Winner of the Elton B. Stevens award for entrepreneurship. • A former officer of the American Marketing Association. • Entered the Mortgage Business in 2001 where he quickly became a well respected loan advisor. • Founded Lifestyle Mortgage in 2003 and has custom built it from the ground up.

  5. Rita Russell Personal Mortgage Advisor “Committed To Customer Satisfaction” • Over a Decade of Customer Service Experience. • Extensive Sales and Marketing Training • Degree in Business Management and Human Resources Development. • Familiarity With Both Sub Prime and Prime Lending Programs. • Dedication to Finding Solutions for All Parties Involved in any Real Estate Transaction

  6. Joel M. Strayer Personal Mortgage Advisor “Creating Clients for Life.” • 5 Years of Mortgage Branch Management & Processing. • Specializes In Creating “Out of the Box” Financing Solutions. • Expert of Prime and Sub-Prime Guidelines. • Former File Manager for Fortune 500 company. • Extensive Knowledge in Credit Reparation. • Dedicated to Teaching People How to Achieve Their Goals of Financial Independence.

  7. Top Ten Reasons to Use Lifestyle Mortgage • Receive a free credit/mortgage analysis from one of our Advisors. • Achieve your dreams of home ownership. We will use our knowledge of credit reparation to get your credit back on track. • With over 200 Lenders we have access to the best rates and programs in the business. • Let us teach you how to use your home as your most powerful financial tool. Work together with our network of Financial Advisors, Real Estate Agents & Investors for the smoothest mortgage transaction in the area. • Consolidate your credit cards and other high interest loans under one low monthly payment. • We have a proven system that gets people through the loan process quickly and efficiently. • Reach your dreams of financial independence. We are your home town lender.

  8. The Power of “ WOW ” : WOW goes beyond exceeding your client’s expectations. When you WOW a client, you actually surprise them with information, advice and total experience beyond what they ever expected.In the Internet Age you need to go beyond a win-win relationship, beyond value added service and beyond one-to-one relationships. You need to WOW clients with information, advice, and education with the goal of bettering their Lifestyle. This is our commitment to our clients.

  9. Here are some programs that you may need:

  10. Owner Occupied and Second Home Purchase Programs • 100% New Purchase with 6% seller contribution, no cash reserves and no PMI with 560 middle score. • Fannie Mae 80/20 1st and 2nd with 580 middle score. • 100% Stated income purchase loans. • No Doc Purchase loans up to 85%. • 100% Financing with only one year since bankruptcy

  11. Cash Out, Rate Term & Debt Consolidation Refinance Interest only arms with no Pre-payment Penalty. Fannie Mae 80/10 Cash Out 1st and 2nd with 660 middle score. – avoids PMI Fannie Mae 80/15 Rate Term Refinance with 660 middle score. – avoids PMI 95-100% Cash Out refinance on primary residence.

  12. Investment & Multiple Unit Purchase Programs 100% Non Owner Occupied Loans 100% Stated Non Owner Occupied Loans 100% Investment loans for 3 and 4 unit structures. 7 day seasoning for a quick property flip.

  13. We are Lifestyle Mortgage. “Creative Loan Design and Strong Relationships” “Committed To Customer Satisfaction” “Creating Clients for Life.” “Custom Loans Guiding You Home”

  14. www.Lifestyle-mortgage.com click here

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