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“A bank serving local economy”

FRIULOVEST BANCA. “A bank serving local economy”. Our History 1891 - 2012. 17th May 1891 Cassa Rurale di Meduno 29th November 1891 Cassa Rurale di San Giorgio 28th October 1995 Banca di Credito Cooperativo di San Giorgio e Meduno 26th May 2012 Friulovest Banca Credito Coop.

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“A bank serving local economy”

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  1. FRIULOVEST BANCA “A bank serving local economy”

  2. OurHistory 1891 - 2012 17th May 1891 Cassa Rurale di Meduno 29th November 1891 Cassa Rurale di San Giorgio 28th October 1995 Banca di Credito Cooperativo di San Giorgio e Meduno 26th May 2012 Friulovest Banca Credito Coop.

  3. Our business management 21 branchoffices 131 employees

  4. Ourmembers 500 youngpeople

  5. Ourfigures 18.206 CURRENT ACCOUNTS

  6. Ourfigures: loans Producers 23% Families 44%

  7. Ourfigures: loans Agriculture 37% Trade 15% Building and public works 16%

  8. Wesupport The Region Families Companies Associations

  9. Ourfigures Social responsibility: in 2011 over € 400.000 to over 500 associations Emprovement of life quality of local communities

  10. Cooperation network

  11. Cooperation network 13 cultural, sport and tourismcoops 52 agriculturecooperatives 2 banking coops 5 housingcoops 33 social coops 46 workers - production coops 9 consumer coops

  12. A cooperative Land In the town ship of San Giorgio della Richinvelda (4.800 inhabitants) there are 10 cooperatives Coop. di lavoro San Giorgio Coop. di consumo Rauscedo Stalla sociale fra vivaisti soc. ccop.

  13. The national network Giugno 2012 BZ 47 BCC 196 sportelli TN 45 BCC 331 sportelli 45 BCC 810 sportelli 15 BCC 234 sportelli 10 BCC 224 sportelli 38 BCC 676 sportelli 23 BCC 440 sportelli 403 Coop banks: 55,1% of italianbanks 20 BCC 198 sportelli 30 BCC 345 sportelli 10 BCC 101 sportelli 27 BCC 157 sportelli 29 BCC 337 sportelli 4.440branchoffices: 13,3% of italianbanks 21 BCC 135 sportelli 15 BCC 88 sportelli 28 BCC 168 sportelli 1.111.574 members: + 3,5% a year

  14. The regional network 15 Cooperative banks 230branchoffices 24 % of FVG banks 56.883 members

  15. The regional network • A big network of localbanksmeans: • streamlined and flexible job • centralised and joint services • A big network of localbanksallows: • economies of scale • efficiency and costcontainment • incomegrowth • information, technologies and resourcesmovement

  16. The regional network MutualCooperation Self - Government Local vocation Integrated System BCC = differentbanks Strenghts: • proximity to customer • local economy knowledgment • flexible organization

  17. CREDIMA Friulovest Banca’s mutual aid society was founded in 2006

  18. …to develop : • Social responsibility • Cooperative solidarity • Principle of mutuality • through

  19. Promotion and enhancement of health and wellness • Reimbursement of health care and sport expensives • Attention to family and community needs

  20. 2027 Members 694 Sport and school costs reimbursements 776 Health care reimbursements 144 Affiliated facilities

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