U.S. Department of Housing and Urban Development

1. U.S. Department ofHousing and Urban Development • Created as part of President Lyndon B. Johnson’s War on Poverty • Established as a Cabinet Department by the Department of Housing and Urban Development Act of 1965 • Consolidated a number of older Federal agencies into one department. Steve Preston Secretary

2. Housing 101: History • National Housing Act of 1934, U.S. Housing Act of 1937 & Housing Act of 1949 • Housing Acts of 1961 & 1968 • Housing & Community Development Act of 1974 • Tax Reform Act of 1986 • Steward B. McKinney Homeless Assistance Act of 1987 • Cranston-Gonzalez National Affordable Housing Act of 1990 • Low-Income Housing Preservation & Residential Homeownership Act of 1990 • Housing & Economic Recovery Act of 2008

3. HUD’s Mission:To increase homeownership, support community development and increase access to affordable housing free from discrimination. To fulfill this mission, HUD will embrace high standards of ethics, management and accountability and forge new partnerships – particularly with faith-based and community organizations – that leverage resources and improve HUD’s ability to be effective on the community level.

4. HUD Program Areas • FHA • Single Family • Multifamily • Community Planning & Development • Public Housing • Fair Housing/Equal Opportunity • Policy Development and Research

5. State Partner Organizations Vermont Agency of Commerce and Community Development • Secretary, Kevin Dorn Vermont Dept of Housing and Community Affairs • Acting Commissioner, Bill Noyes Vermont Housing and Conservation Board • Executive Director, Gus Seelig Vermont Housing Finance Agency • Executive Director, Sarah Carpenter Vermont State Housing Authority • Executive Director, Richard Williams

6. FHA -- Single Family • Single Family Endorsements2006 -- 291 • (22 Participating Lenders) 2007 -- 360 • (Average = $99,970 per loan)2008 -- 862 FHA – Multifamily • Rental Units = 5,314 • (4,468 Assisted / 846 Market) • Health Care Bed/Units = 321

7. Community Planning and DevelopmentCDBG – FY 2006 = $7,467,324 (State) FY 2007 = 7,517,519 FY 2008 = 7,303,812Burlington FY 2006 = $901,653 (Entitlement) FY 2007 = 908,540 FY 2008 = 879,905 • Funds VT Department of Housing and Community Affairs (DHCA) • DHCA Community Dev. Board has 3 funding cycles per year • Burlington CDBG Advisory Group Neighborhood Stabilization Program (State) FY 2009 = $19.6 million

8. Vermont Housing & Conservation Board • Created by VT State Legislature in 1987 • Capitalized with initial $3 M; $20 M in 1988 • Received approx. $15 M annually last several years • Affordable housing and community development linked with land conservation and historic preservation • 9,100 Affordable Housing units in 21 years • Lead-Based Paint Abatement • $16+ M since 1994; 1,900+ Units • $3,000,000 grant in 2007

9. HOME Investment Partnerships ProgramState of Vermont: FY 2006 $3,495,143 FY 2007 3,523,457 FY 2008 3,424,467Burlington FY 2006 $ 508,966 FY 2007 505,314 FY 2008 489,759 • Funds to Dept of Housing and Community Affairs; pass-thru for administration by VT Housing & Conservation Board • VHCB administered $44.8 million in HOME since 1992 • ADDI $183,072 in 2004; $104,391 in 2005; $52,091 in 2006; $52,091 in 2007; $21,047 in 2008.

10. Vermont’s Public Housing Authority Units St. Albans Winooski PHAPublic H.Sec 8Other Barre 371 135 12 Bennington 195 207 --- Brattleboro 284 187 --- Burlington 343 1,711 199 Hartford --- 43 --- Montpelier 60 122 128 Rutland 210 70 --- St. Albans --- 85 --- Springfield 132 61 158 VT State --- 3,311 4,762* Winooski 238 335 145 Total Units 1,833 6,267 5,404 Grand Total= 13,504 * Includes 1,004 mobile home lots Burlington Montpelier Barre Hartford Rutland Springfield Brattleboro Bennington

11. Homeless Programs (CoC, ESG, HOPWA) • Continuum of Care (CoC)FY 2006FY 2007 - State of Vermont $1,204,782 $1,743,018 - Chittenden County 766,163765,755 $1,970,945 $2,508,773 • Emergency Shelter Grants (ESG) - State of Vermont $360,813 $360,813 • Housing Opportunities for Persons with Aids - VHCB received FY 2008 grant of $1,430,000

12. Fair Housing & Equal Opportunity VT Human Rights Commission • Substantially equivalent to FH & EO • Enforce Fair Housing Laws on HUD’s behalf in VT • HUD-Funded Fair Housing Assist. Program (FHAP) • $118,640 in FY 2008 Two HUD-Funded Fair Housing Initiatives Programs FHIP Grantees: • CVOEO Fair Housing Project -- $100,000 in FY 2008 • Vermont Legal Aid -- $275,000 in FY 2008

13. Vermont Housing Finance Agency • Created by VT State Legislature in 1974 • Promotes affordable housing opportunities for Vermonters • Financed: 26,000 homeowners 7,400 affordable apartments • Administers IRS Low-Income Housing Tax Credit Program • $26.2 M since 1987 = 4,153 rental units

14. Vermont Rural DevelopmentJolinda H. LaClair, State Director • Direct single-family housing loans for low-income families • Guaranteed single family housing loans for moderate-income families • Multifamily housing • Farm labor housing • Home improvement loans and grants • Government-owned property • Housing Preservation Grants • Mutual Self-Help Program

15. U.S. Dept of Housing and Urban DevelopmentBurlington Field Office Michael McNamara Field Office Director 159 Bank Street, Second Floor Burlington, Vermont 05401 Phone: (802) 951-6290 Fax: 951-6298 Email: Michael.F.McNamara@HUD.gov