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Understanding Credit Scoring: Impact on Mortgage Loan Approvals

Discover the mechanics and criteria behind credit scoring, FICO scores breakdown, and how mortgage delinquencies impact credit score recovery. Learn about credit report contents and mortgage loan remediation reporting.

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Understanding Credit Scoring: Impact on Mortgage Loan Approvals

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  1. The Mechanics of Credit Scoring Cheryl Kenney / National Strategic Accounts 04-2012

  2. Kroll Factual Data Overview History and Background of Mortgage Credit Reporting • What is Credit Scoring? • Information Contained in a Credit Report • Statue of Limitations • What is Not in a Credit Score • Minimum Credit Scoring Criteria • How a Fico Score Breaks Down • Mortgage Loan/Mod Workout Reporting • Mortgage Delinquency Impact to FICO Score • Estimated Time for FICO Score to Fully Recover • Overtime, FICO Score Can Rebound • Mortgage Loan Remediation Reporting to Impact Score Proprietary and Confidential — Kroll | Factual Data

  3. What is a Credit Score? Proprietary and Confidential — Kroll | Factual Data

  4. Information Contained in a Credit Report Proprietary and Confidential — Kroll | Factual Data

  5. Statute of Limitations Proprietary and Confidential — Kroll | Factual Data

  6. What is Not in a Credit Score Proprietary and Confidential — Kroll | Factual Data

  7. Minimum Credit Scoring Criteria Proprietary and Confidential — Kroll | Factual Data

  8. How a FICO Score Breaks Down Proprietary and Confidential — Kroll | Factual Data

  9. Mortgage Loan/Mod Workout Reporting Proprietary and Confidential — Kroll | Factual Data

  10. Mortgage Delinquency Impact to FICO Score Proprietary and Confidential — Kroll | Factual Data

  11. Estimated Time for FICO Score to Fully Recover Proprietary and Confidential — Kroll | Factual Data

  12. Overtime, FICO Scores Can Rebound Proprietary and Confidential — Kroll | Factual Data

  13. Mortgage Loan Remediation Reporting to Impact Score Proprietary and Confidential — Kroll | Factual Data

  14. Thank You Cheryl Kenney

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