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The Mechanics of Credit Scoring

The Mechanics of Credit Scoring. Cheryl Kenney / National Strategic Accounts 04-2012. Kroll Factual Data. Overview History and Background of Mortgage Credit Reporting What is Credit Scoring? Information Contained in a Credit Report Statue of Limitations What is Not in a Credit Score

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The Mechanics of Credit Scoring

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  1. The Mechanics of Credit Scoring Cheryl Kenney / National Strategic Accounts 04-2012

  2. Kroll Factual Data Overview History and Background of Mortgage Credit Reporting • What is Credit Scoring? • Information Contained in a Credit Report • Statue of Limitations • What is Not in a Credit Score • Minimum Credit Scoring Criteria • How a Fico Score Breaks Down • Mortgage Loan/Mod Workout Reporting • Mortgage Delinquency Impact to FICO Score • Estimated Time for FICO Score to Fully Recover • Overtime, FICO Score Can Rebound • Mortgage Loan Remediation Reporting to Impact Score Proprietary and Confidential — Kroll | Factual Data

  3. What is a Credit Score? Proprietary and Confidential — Kroll | Factual Data

  4. Information Contained in a Credit Report Proprietary and Confidential — Kroll | Factual Data

  5. Statute of Limitations Proprietary and Confidential — Kroll | Factual Data

  6. What is Not in a Credit Score Proprietary and Confidential — Kroll | Factual Data

  7. Minimum Credit Scoring Criteria Proprietary and Confidential — Kroll | Factual Data

  8. How a FICO Score Breaks Down Proprietary and Confidential — Kroll | Factual Data

  9. Mortgage Loan/Mod Workout Reporting Proprietary and Confidential — Kroll | Factual Data

  10. Mortgage Delinquency Impact to FICO Score Proprietary and Confidential — Kroll | Factual Data

  11. Estimated Time for FICO Score to Fully Recover Proprietary and Confidential — Kroll | Factual Data

  12. Overtime, FICO Scores Can Rebound Proprietary and Confidential — Kroll | Factual Data

  13. Mortgage Loan Remediation Reporting to Impact Score Proprietary and Confidential — Kroll | Factual Data

  14. Thank You Cheryl Kenney

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