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Health Services

in Singapore. Health Services. Done by Chan Tuck Ging 3S105 Chew Hanson 3S109 Yan Tianqi 3S133. Introduction. “Prevention is better than cure” Ensures Singapore has a healthy population so that people generally see the doctors less. Introduction.

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Health Services

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  1. in Singapore Health Services Done by Chan Tuck Ging 3S105 Chew Hanson 3S109 Yan Tianqi 3S133

  2. Introduction • “Prevention is better than cure” • Ensures Singapore has a healthy population so that people generally see the doctors less

  3. Introduction • Health services are generally heavily subsidised by the government • Posters and the PE lessons encourage people to • Learn to keep fit • Have a healthy lifestyle

  4. Facilities • Singapore has all kinds of medical facilities • 7 public hospitals • 5 general hospitals • 1 women and children’s hospital • 1 psychiatry hospital • Others • 6 national specialty centres • 18 outpatient polyclinics • Over 2000 private clinics

  5. Singapore budget • In 2005, Singapore spent S$7.6 billion (3.8% of GDP) on healthcare • S$1.8 billion (0.9% of GDP) on health services • In 2009, Singapore spent S$3.7 billion on healthcare • Reduced amount spent means that less funds are needed for the healthcare sector

  6. MediSave • A saving scheme Introduced in 1984 • Save money from CPF to MediSave accounts • 6.5% - 9% • Used to pay • Hospital bills • Several other medical treatments • As age increases, money given increases

  7. MediSave • Medisave Contribution Ceiling (MCC) is currently $34,500 • For members aged 55 years and above, MediSave account overflows will be transferred to Retirement Account (RA)

  8. MediSave - Advantages • Promote individual healthcare • People save independently for their healthcare • Contribution based on age • Includes long term medical coverage • Cancer treatment

  9. MediSave - Disadvantages • Unable to ensure self-employed workers will top up their account • Unemployed unable to contribute • Low income people face trouble • Excludes expensive operations

  10. MediShield • Insurance scheme introduced in 1990 • Cover up expenses that MediSave cannot • Operates on • Co-insurance • Deductible systems • Covers up to 80% of large medical bills at Class B2/C level

  11. MediShield - Advantages • Supplements MediSave • Benefits the poor • Encourages self reliance

  12. MediShield - Disadvantages • Does not coverall bills • Dependent on MediSave

  13. MediFund • Safety net when Medisave and MediShield fail • Set up in April 1993 • Have an initial capital of S$200 million • Budget surpluses injected into it • Utilises the interest income from the capital sum, which stands at S$1.66

  14. MediFund - Advantages • Helps cover bills for the extremely poor • High rate of successful application • Around 97%

  15. MediFund - Disadvantage • Not covering A/B1 wards • Excludes many hospital treatments • Delivery

  16. ElderShield • Run by 3 private insurers • Aviva  • GreatEastern • NTUCIncome • Singaporeans and PRs with Medisave accounts are automatically covered under ElderShield at age of 40

  17. ElderShield • Premiums paid using Medisave or cash • Will not increase with age • 2 ElderShield schemes • ElderShield300 • ElderShield400 • Able to claim benefits at any age once the premiums are paid

  18. IDAPE • Interim Disability Assistance Programme for the Elderly • NTUC Income • Covers the ones that are not eligible for ElderShield • Offers $100 or $150 a month, for a maximum period of 72 months

  19. IDAPE Conditions • Unable to perform 3 of the 6 Activities of Daily Living • Washing • Dressing • Feeding • Toileting • Mobility • Transferring

  20. IDAPE Conditions • Aged 70 and above • Per capita monthly income < $1000 • Admitted to MOH-funded institutions / services • Singapore citizens or Permanent Residents

  21. Subsidies for the Elderly • Bills for Immediate and Long Term Care (ILTC) services • Will go directly to the service providers

  22. Marriage and Parenthood Schemes • Medisave Maternity Package enables one to use their Medisave for medical expenses for their first four children • Medical expenses of your fifth and subsequent child can be used if both both parent have a combined Medisave balance of at least $15,000 when giving birth

  23. Marriage and Parenthood Schemes • Assisted Conception Procedures (ACP) • May withdraw $6,000, $5,000 and $4,000 from Medisave for first, second and third treatment cycles respectively

  24. Marriage and Parenthood Schemes • Assisted Reproduction Technology (ART) treatments helps barren couples • ART treatments are clinical and laboratory techniques that involve the mixing of eggs and sperms outside the body to enhance fertility

  25. References • http://www.moh.gov.sg/ • http://healthcare2.wikispaces.com/

  26. Thank you!

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