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Memphis: Analysis of Impediments to Fair Housing Choice. PRESENTED TO WEST TENNESSEE 2012 FAIR HOUSING SEMINAR April 10, 2012. The AI: Why?. HUD Requirement necessary for CDBG, HOME, ESG, HOPWA $ increased scrutiny by HUD City Planning Benefits Quality of Life Economic Development.
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Memphis: Analysis of Impediments to Fair Housing Choice PRESENTED TO WEST TENNESSEE 2012 FAIR HOUSING SEMINAR April 10, 2012
The AI: Why? HUD Requirement necessary for CDBG, HOME, ESG, HOPWA $ increased scrutiny by HUD City Planning Benefits Quality of Life Economic Development
Memphis Impediments to Fair Housing Impediment #1: Flawed City Fair Housing Ordinance Impediment #2: Lack of Housing Accessible to Persons with Disabilities
Memphis Impediments to Fair Housing Impediment #3: Inadequate Affordable Housing Supply Relative to Resident Income
Memphis Impediments to Fair Housing Impediment #4: Need for a Critical Review of Memphis Housing Authority’s Policies & Practices
Memphis Impediments to Fair Housing Impediment #5: Inadequacies of the Transit System
Shelby County Impediments to Fair Housing Impediment #6: Shelby County Does Not Have a Fair Housing Ordinance Impediment #7: Historically Inadequate Code Enforcement by Shelby County Impediment #8: Limited Transit in County Impediment #9: Limited LIHTC development in County Impediment #10: NIMBY attitudes
State and Federal Impediments to Fair Housing Impediment #11: State Limitations to Fair Housing Impediment #12: Frequent Attacks on the Community Reinvestment Act (CRA) by Banking Regulators Impediment #13: Lack of Resources and Incentives for Developers to Build for the Lowest Income Households Impediment #14: U.S. Department of Housing and Urban Development does not adequately fund or incentivize PHAs to utilize mobility strategies Impediment #15: Racial Segregation of Project Based Housing
Private Market Impediments to Fair Housing Impediment #16: Mortgage Lending Impediment #17: Homeowners Insurance Impediment #18: Housing Sales and Rental Markets
City of Memphis Recommendations: Priority 1 Recommendation #1: Appoint Fair Housing Official per Fair Housing Ordinance Recommendation #2: Review and Amend Local Fair Housing Ordinance Recommendation #3: Memphis Housing Authority – Identify and Map Nonimpacted Areas
City of Memphis Recommendations: Priority 1 Recommendation #4: Create and Implement a Comprehensive Affordable/Accessible Housing Production Strategy Recommendation #5: Provide Education for Affirmatively Further Fair Housing and Section 3 Requirements Recommendation #6: Support Comprehensive Fair Housing Services
City of Memphis Recommendations: Priority 1 Recommendation #7: Improve Community Reinvestment Utilizing the Community Reinvestment Act (CRA) Recommendation #8: Work with MATA and MPO to better coordinate transit routes and schedules; and to increase awareness and dialogue of the relationships between fair housing and transit.
City of Memphis Recommendations: Priority 2 Recommendation #9: The City should encourage work with Shelby County to: • Request Housing/Transit Impact Studies of new employers; • write and enact a comprehensive fair housing ordinance; and • incentivize multifamily affordable housing. • ensure adequate and equitable regional transit. Recommendation 3: Memphis Housing Authority • Housing provider outreach, • Explore potential impact of small market Fair Market Rents (FMRs), • Mobility Program
City of Memphis Recommendations: Priority 3 Recommendation #10: HUD Rules and Funding Impediments HUD must make policy changes regarding site approval. HUD needs to increase funding for programs that integrate housing Recommendation #11: Advocate for State’s Overturning of Fair Housing Barriers Recommendation #12: Advocate for Open and Inclusive Real Estate and Rental Markets