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Sage’s Main Line Realtors Simplify Homebuying in New Infographic Many homebuyers find the process confusing. Sage’s Main Line Realtors at Sage will help you have the best experience finding your perfect home. Call today!<br>
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STEPS TO BUYING A HOME Our brief guide to the home buying process By Sage Realty • www.findahomeinpa.com • 610-687-4000 DECIDE TO BUY A HOME Be sure you can articulate the reasons why buying a home is right for you, and that you both agree, if you are a couple. TALK TO A LENDER The goal is to understand The goal is to understand how much the lending rules think you can afford and if you need to do anything to improve your credit rating first. FIND THE RIGHT AGENT Interview more than one. Look for someone who will keep your interests first and explain every part of the process. GET A PRE-APPROVAL Use a local (not Inter- net-based) lender and submit all the documentation to see what they will approve you for in writing so you can include that with any offers. START NEGOTIATE THE TERMS Trust your agent by re- vealing what your bottom line is and why. Think outside the box. MAKE AN OFFER Be sure Be sure you have reviewed all the true comparable sales with your agent to set the offer price. Know your leverage. Ask for what you really need and give up what you don’t. LOOK AT HOUSES Alw Always go with your agent in a private showing so you can both give and listen to an honest evaluation of the pros and cons of the houses. Try to look past the photos and finishes to the layout, location and quality of workmanship. DO YOUR INSPECTIONS Use a certified inspector and be willing to accept willing to accept issues in some homes, or negotiate. DECIDE ON YOUR MORTGAGE Shop the rate your initial lender quoted and get the best loan terms with your agent’s help. FINAL WALKTHROUGH AND CLOS- ING Make a final check of the house’s condition right before closing and plan for at least an hour at the closing. Ask your lender to attend to make the process go smoothly and expect your agent to handle any last minute glitches. Walk away with the keys to your new house. PREPARE FOR CLOSING R Review the title report, line up your homeowner’s insurance, find movers, keep on top of your lender as they get the final documents ready and deliver whatever additional items they ask for (and they will ask!). CONGRATULATIONS! You did it! The Main Line Realtors® at Sage Realty work hard to help buyers find their perfect homes. Whether you are looking for a walkable community, specific amenities or a certain style house, our staff is dedicated to helping you find the right home for the best deal! For knowledgeable guidance throughout the home buying process, call Sage Realty today!