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Knowledge Building Across Community Land Trusts In Europe and the United States Belgium – July 1, 2 nd , 2013 . Community and Resident Engagement: Champlain Housing Trust. Brenda M. Torpy, CEO. Community and Resident Engagement. Type here . Founding. Local Government Support – Weak
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Knowledge Building Across Community Land Trusts In Europe and the United States Belgium – July 1, 2nd, 2013 Community and Resident Engagement: Champlain Housing Trust Brenda M. Torpy, CEO
Community and Resident Engagement Type here
Founding • Local Government Support – Weak • Reaction/ Opposition • Find Natural Allies • Find Unlikely Allies BIG TENT
ORGANIZATION • A nonprofit corporation with member- ship open to anyone living within the CLT’s geographically defined “community” • Balance of interests on the governing board • Community/Resident Engagement Built In
Membership Service Area 1984-90: City of Burlington 1991-93: Chittenden County • Now: Chittenden, Franklin and • Grand Isle Counties Always: Old North End of Burlington, Target Area
Members’ Powers • Board • By-laws • Resale Formula • Land Disposition
Members’ Contributions • Dues : One dollar • Donate • Advocate/ Action • Testify • Volunteer
Member Engagement • Newsletters • Annual Meeting • Annual Picnic • Events • Celebrations • New benefits 2014-16
Member Engagement - $$ • Homes Forever Fund • HopeBuilder Breakfasts • Cornerstone Campaign • Annual Community Campaign
Resident Members Homeless Special needs Very low Low income To 100% median income
Residents Powers • Elect Their Board Seats • Join in electing full board • Supermajority Requirements • Quorum requirements • Free Homebuyer Education • Co-ops Elect Committee
Resident Contributions All Member Activities Tell their Stories Surveys, Data Board Service New benefits 2014-16
Resident Engagement • As all Members • New benefits 2014-16 Also, for Access to CHT Rentals and Homeownership • Outreach/Marketing • Programs/Services
Renters • Partnerships- Special Needs/Homeless • Ready Set Rent- At Risk • Compliance With Federal Programs
Homeowners - Outreach • Homeownership classes open to all • Credit counseling • 70% buy shared- Equity now
Homeowners - Purchase Four Ways to Purchase • Buyer-Driven • New Projects • Resales • Conversions from Rental
Homeowners - Purchase • Must Complete Class • Mortgage Qualified • Income Eligibility • Credit Check • Selection criteria: point system if needed
Homeowners - Post-Purchase Workshops & Other Services: • Workshops on home maintenance (energy efficiency), landscaping, protecting your home equity, tax workshops, refinancing and more! Financial Fitness programs Post purchase counseling Delinquency & Foreclosure Assistance Resale Assistance
Don’t Forget The Community in CLT! Type here