The Architect of Life Settlements SM

1. The Architect of Life SettlementsSM American Safe Retirements In association with a NASDAQ Global Select Market company

2. 6 Simple Questions

3. Life Settlement Investments – Keeping It Simple! • What are Life Settlement investments? • Why should I invest in Life Settlements? • What companies are involved with my investment? • How does my money grow using Life Settlements? • What are the risks involved? • How do I get started?

4. Life Settlement Investments – Keeping It Simple! • What are Life Settlement investments?

5. What Are Life Settlements? Life Settlements are simply the sale of an existing life insurance policy (that is unwanted, unneeded or one can no longer afford the premiums) by a senior citizen to another party. The price of the policy is negotiated and sold by the owner at a discount to the face amount. The purchaser then collects the full face amount of the policy when the policy matures (death benefit).

6. 10% of Life Settlement policies are purchased by Life Partners and sold using Direct Fractional Ownership Sell Buy 90% of Life Settlement policies are purchased by institutions - buying the entire policy

7. Life Settlement Investments – Keeping It Simple! • What are Life Settlement investments? • Why should I invest in Life Settlements?

8. American Safe Retirements in association with Win/Win The Wises

9. What Companies Are Involved With My Investment? • Life Settlement Provider - Life Partners Holdings • Escrow Agent – Dunnam and Dunnam • Trust Company/Bank – JP Morgan Chase If qualified funds are involved - • IRA Custodian – Provident Group

10. American Safe Retirements in association with Life Partners – Life Settlement Provider • LPI is the only publicly traded company in the LS industry – Ranked #1 fastest growing small publically traded company by Fortune Magazine. • LPI is the oldest and one of the largest life settlements companies in the world. • LPI uses an established 50 state network of referring professionals, that supply more than $5 Billion worth of policies viewed monthly. • LPI outsources all Life Expectancy analysis to established and independent underwriting companies to ensure objectivity. • LPI never touches your money!

11. American Safe Retirements in association with Life Partners – Life Settlement Provider • Opened for business in 1991 – 19 years old • Purchased over 6,000 policies, exceeding 2.2 Billion worth of face • Over 25,000 clients • Over 100,000 investor transactions • In excess of 2,000 policies matured and paid out

12. Dunnam and Dunnam - Escrow Agent • 85 year old law firm in Waco, TX • Dunnam holds client funds in escrow accounts and facilitates the life settlement transactions that take place on behalf of Life Partners, Inc.'s investors. • Dunnam pays the premiums directly to the insurance company • Dunnam distributes the death benefit to each investor, according to the client’s pro rata share in a given policy. • Dunnam has obtained fidelity bonds and errors and omissions coverage to insure its internal operations. • Dunnam uses an independent accounting firm.

13. American Safe Retirements in association with JP Morgan Chase – Trust Company • One of the world's largest and best capitalized banks. • JPMorgan Chase Bank was selected to hold client investment funds as well as escrowed premiums. • FDIC insured • Any funds that exceed FDIC insured coverage are held in a JPMorgan U.S. government money market fund to eliminate market risk and preserve principal.

14. Life Settlement Investments – Keeping It Simple! • What are Life Settlement investments? • Why should I invest in Life Settlements? • What companies are involved with my investment? • How does my money grow using Life Settlements?

15. American Safe Retirements in association with Confidential Case History

16. American Safe Retirements in association with Confidential Case History

17. American Safe Retirements in association with Confidential Case History

18. American Safe Retirements in association with Confidential Case History

19. American Safe Retirements in association with Confidential Case History

20. American Safe Retirements in association with Confidential Case History

21. American Safe Retirements in association with Confidential Case History Summary of Medical History

22. American Safe Retirements in association with Confidential Case History 3 Components Of Acquisition Cost

23. American Safe Retirements in association with Confidential Case History 3 Components Of Acquisition Cost 1) Proceeds to the insured (typically 20 cents on the dollar) i.e. $200K

24. American Safe Retirements in association with Confidential Case History 3 Components Of Acquisition Cost 2) Premiums we escrow to the highest year of life expectancy $39,815 6 $238,890

25. American Safe Retirements in association with Confidential Case History 3 Components Of Acquisition Cost 3) Profits and expenses (fees include; sales commissions, Life Partners fees, escrow agent fees, medical underwriting expense and broker commissions

26. American Safe Retirements in association with WHAT KIND OF RETURNS ARE POSSIBLE WITH LIFE SETTLEMENTS?

28. Life Settlement Investments – Keeping It Simple! • What are Life Settlement investments? • Why should I invest in Life Settlements? • What companies are involved with my investment? • How does my money grow using Life Settlements? • What are the risks involved?

29. What Are The Risks Involved? Longevity Prediction of Life Expectancy Liquidity The insurance company paying Gordon Williamson – Getting Started In Annuities

30. Life Settlement Investments – Keeping It Simple! • What are Life Settlement investments? • Why should I invest in Life Settlements? • What companies are involved with my investment? • How does my money grow using Life Settlements? • What are the risks involved? • How do I get started?

31. How Do I Get Started? $50,000 Minimum investment $15,000 Minimum per policy Placement Guidelines Up to $300,000 – 10 policies $300,000 – $700,000 - 15 polices $700,000 or greater - 20 policies More policies = increased diversification and reduced premiums call exposure on a per policy basis