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Real Estate Principles Tenth Edition

Real Estate Principles Tenth Edition. Real Estate: An Introduction to the Profession Tenth Edition. Chapter 22 Fair Housing, ADA, Equal Credit, and Community Reinvestment. _______________________________. Race Color Religion Sex National Origin Handicap Familial Status. Fair Housing.

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Real Estate Principles Tenth Edition

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  1. Real Estate PrinciplesTenthEdition Real Estate: An Introduction to the Profession Tenth Edition

  2. Chapter 22Fair Housing, ADA, Equal Credit, and Community Reinvestment _______________________________

  3. Race Color Religion Sex National Origin Handicap Familial Status Fair Housing

  4. Protected Classes • Race • Color • Religion • National origin • Sex Fair Housing Equal Credit Opportunity Act • Family status • Handicap • Public assistance • Age • Marital status

  5. Illegal Acts • Refusing to sell or rent to, deal, or negotiate with any person. • Discriminating in the terms or conditions for buying or renting housing. • Discriminating by advertising that housing is available only to persons of a certain race, color, religion, sex or national origin, those who are not handicapped, or adults only.

  6. Illegal Acts (continued) • Denying or making different terms or conditions for home loans by commercial lenders. • Denying to anyone the use or participation in any real estate services, such as brokers’ organizations, multiple listing services, or other facilities related to the selling or renting of housing. • Steering or block-busting.

  7. Steering • The illegal practice of directing home seekers to particular neighborhoods

  8. Block Busting • The illegal practice of inducing panic selling in a neighborhood for financial gain

  9. Americans with Disabilities Act • ADA enacted July 1992. • Deals primarily with commercial property. • Provides access requirements and prohibits discrimination against people with disabilities.

  10. Community Reinvestment Act • Expands the concept that needs of community must be addressed. • Institution must post CRA notice in lobby.

  11. ADA Block busting CRA ECOA Familial status Handicapped Protected class Steering Tester Key Terms

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