Because you need a title company that’s more than a title company.

1. Because you need a title company that’s more than a title company. Presented by: Your Name (Arial 20 pt)Date (Arial 20 pt)

2. why stewart? It’s a simple question. Here are some simple answers. Financial Strength Technology Heritage Green Initiative Local, Global Industry-Spanning Expertise

3. why stewart? Because our financial strength provides peace of mind.

4. why stewart? What does our financial strength mean to you? Closings will happen on time Funding will happen on time Escrows will be handled appropriately Disbursements will occur as quickly as possible Ability to cover any claims that may arise We will be here for you and your customers

5. Our Financial Strength Continuously working to maintain the financial strength necessary to meet our customers’ needs Policyholders’ surplus is one of the largest in the industry Current surplus has grown above year-end 2008 level Source: 2009 3Q 10-Q statutory annual statements for top seven title insurance companies.

6. Our Financial Strength Our debt-to-equity ratio was the best of the top three title companies Debt-to-Equity Ratios for Top Three Title Companies – As of 09/30/09 Source: Ratios are based on amounts obtained from the 2009 3rd Quarter 10-Q statements of the leading title companies.

7. why stewart? Stewart Title Guaranty Company is rated A" by Demotech Inc. “A double prime” Means “unsurpassed financial stability” Implies strength through crises Source: Demotech Inc. – September 9, 2009.

8. why stewart? Received a ‘BBB+’ rating from Fitch Ratings Ltd. “Investment grade” rating Implies very low to moderate credit risk Source: Fitch Ratings Ltd. – September 14, 2009.

9. why stewart? Stewart expanded its ratings and received a B++, Good Financial Strength Rating from A.M. Best Assigned to companies that have, in A.M. Best’s opinion, a good ability to meet their ongoing insurance obligations Source: A.M. Best Co. – December 21, 2009.

10. why stewart? Because your transactions should move as fast you do.

11. What does our technology do for you? Streamline your transactions from pre‑closing to post‑closing Increase the transparency of your process Improve communication between all parties Improve your bottom line Our Technology

12. Our Technology SureClose® SureClose® Archive SureScan™ eClosingRoom™ AIM®

13. Our Technology TrueForms™ Property Profiles LandMap™ Electronic recording solutions

14. why stewart? Because our past can help shape your future.

15. What does our heritage mean to you? Wealth of experience available for your benefit Leads to a conservative style of management that benefits your customers You and your customers are treated like friends of the family Our Heritage

16. Our Heritage 116 years – founded in 1893 by Maco Stewart Family-run ever since Long term view Experience passed on from generationto generation Long tenured employees

17. Our Heritage Company values Maintain integrity above all Be aware of our heritage and build forthe future Respect customers – do what you say you will do Be mindful of the importance of others – give credit for accomplishments Have a great deal of pride in your work without becoming arrogant

18. Our Heritage Company values Create a positive work environment for growth of associates and company Create and sustain a corporate culture of openness and trust Be creative in approaches to current business and in developing new business Challenge all paradigms Maintain a positive mind-set

19. why stewart? Because you need a friend to your business who’s also friendly to the environment.

20. What does the Stewart Green Initiative mean for you? Can help lessen your environmental impact Moving to green brings cost savings Benefits the planet Our Green Initiative

21. Our Green Initiative 460 sheets of paper in an average closing 8.6 million closings = 3,956,000,000 sheets of paper Equals 7,912,000 reams of paper 494,500 trees

22. Our Green Initiative We are leading the industry to be more eco-friendly with the Stewart Green Initiative. Green Title Process Green Office Recognition

23. Our Green Initiative Green Title Process Take the transaction process paperless Reduce CO2 emissions

24. Our Green Initiative Green Office Recognition Level One – Green Fundamentals Level Two – Green Title Process Level Three – Green Closing Process

25. why stewart? Because wherever your business takes you, we’re there.

26. What does our local, global industry- spanning expertise give you? Ability to expand your business globally Expert assistance through all real estate industries Unique solutions to your business challenges Our Local, Global Industry-Spanning Expertise

27. Our Local, Global Expertise Local, global company Vast network of offices Company-owned and independent agencies Across the U.S. and around the world International leader Conduct business virtually anywhere Helping countries develop land record management systems

28. Our Industry-Spanning Expertise Experts for all real estate industries Residential Commercial Builder/Developer Lender Independent Agent Customize our solutions to your needs

29. why stewart? But wait, there’s more Insert other products and services your office provides here

30. why stewart? Financial Strength Technology Heritage Green Initiative Local, Global Industry-Spanning Expertise

31. why stewart? Because we can help you succeed no matter what the market is doing.

32. Thank you for your time. Now, let’s get started. stewart.com/why