Large Principle Money Transfer - APAC

1. Large Principle Money Transfer- APAC

2. Large Principal Money Transfers (NEW) Send transactions ofmore than US$7500 per transaction or equivalent to Arizona, California, New Mexico or Texas in the US* (EXISTING) Send transactions ofmore than US$15000 per transaction or equivalent to the rest of the world* Starting from 20 June 2013, LPMT will apply to: * Note: Other Send & Payout Restrictions may apply in different countries.

3. What will you See? • “LPMT REQUIRED” System Alert Message Note: H2H system will show system alert message at a later date.

4. What will you do? • Inform customer to complete the LPMT Form and provide Supporting Documents • Verify completeness of LPMT Form and Supporting Documents • Input Sending Agent Information on LPMT Form • Forward Completed TSMF, LPMT Form and Supporting Documents to DA5 Compliance Department

5. Fill up by Agent Fill up by Customer

6. LPMT Procedures Step 1: Getting the Facts About the TRANSACTION • How much is the transaction? • What is the Destination City, State & Country? • What is the Source of Funds? • What is the Purpose of Transaction? • Is transaction personal or business? • Are there any Paying Country restrictions – F2Zoom? • Relationship of Sender and Receiver? • Does this transaction make sense?

7. LPMT Procedures Continue Step 1: Getting the Facts About the SENDER • Do you have the Sender’s full name, ID and other basic KYC information? • Number of Western Union money transfers in the past 3 months performed by the Sender? • Is the Sender exhibiting any unusual behavior?

8. LPMT Procedures • Continue Step 1: Getting the Facts • About the RECEIVER • Do you have the Receiver’s full name? • Do you have the Receiver’s ID information? • Do you have the Receiver’s Telephone Number? • Payee Street Address?

9. LPMT Procedures • Continue Step 1: Getting the Facts • About the THIRD-PARTY DETAILS • Third-party Originator/Beneficiary Name or Business Name? • Third-party Originator/Beneficiary ID and other basic KYC information? • Third-party Business information?

10. LPMT Procedures Step 2: Getting Supporting Documents While verifying the supporting documents :- • Does it look official? • Does it have a letterhead? • Does the price of the purchase appear reasonable? • Is all the relevant information included?

11. LPMT Procedures • Step 3: Completing the LPMT Form • TRANSACTION, SENDER and PAYEE INFORMATION, as well as THIRD-PARTY DETAILS sections must be completed by the customer • SENDING AGENT INFORMATION section must be completed by the Sending Agent

12. DA5 CSC Step 4: Submit the LPMT application • Email to customer.service@da5.com.ph or • Fax to 02- 8994575 • Call DA5 Customer service if you have any inquiries

13. Transaction Purpose Example

14. Transaction Purpose Example

15. Transaction Purpose Example

16. LPMT Supporting Documents Examples of GOOD supporting documents: Documents (such as letters, contracts, invoices, receipts, etc.) that bear official letterhead of issuer. Documents that have a signature, company stamp or is electronically produced (non-editable). Documents that bear description or itemized contents of services or goods. Documents that bear Sender or Receiver names and or ID information.

17. LPMT Supporting Documents Examples of GOOD supporting documents: Copy of Receiver ID, Third Party ID or Business License. Proof of Source of Funds – Bank or Salary Statements, Sale of Property, etc.

18. LPMT Controls If your LPMT is DECLINED: • DO NOT SPLIT the transaction • DO NOT SEND a transaction for a LOWER AMOUNT