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Housing for People with Mental Illness Presentation to NAMI Convention. Andrew Sperling Ann O’Hara David Miller June 19, 2005. Housing Needs and Housing Affordability. Priced Out in 2003-2004. New Priced Out in 2003-2004 to be published in June 2005
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Housing for People with Mental IllnessPresentation to NAMI Convention Andrew Sperling Ann O’Hara David Miller June 19, 2005
Housing Needs and Housing Affordability
Priced Out in 2003-2004 • New Priced Out in 2003-2004 to be published in June 2005 • Non-elderly people with disabilities are three times more likely to have incomes at or below 30% of AMI than households without disabilities • In 2003, 51% of 1 person non-elderly disabled households in U.S. had incomes below 30 AMI • In 2004, average 1 bedroom rents nationally still higher than SSI monthly income • Key findings in Priced Out in 2002 • SSI income = 18% AMI • Average 1 bedroom rent = 105% of SSI
SSI Income Median Income 50 % of Median Income 18 % of Median Income (SSI)
HUD Housing Needs Data • HUD reports to Congress on “Worst Case” Housing Needs • Paying more than 50% of income for housing • Living in substandard housing • Both conditions • 5 million households have “worst case” housing needs • 1.4 million are people with disabilities receiving SSI • People with disabilities more likely to have both “worst case” conditions
Housing Affordability and SSI • Average rent = $600+ • SSI = $585 • 30 percent of SSI = $175 • Monthly rent or operating subsidy is essential for people with SSI to obtain affordable housing
Key Subsidy Programs • Public and Assisted Housing (500,000 units are now “elderly only”) • Section 811 Supportive Housing for Persons with Disabilities Program • Section 8 Housing Choice Voucher Program • McKinney-Vento Homeless Assistance Programs
Section 811 • Develops supportive housing through a capital advance component (30,000 units) • Also provides a monthly project subsidy for these capital units through a “one-stop” application process • Provides tenant-based rental assistance through the Section 8 Mainstream Voucher program (12,000 vouchers)
Administration’s 2006 Budget Proposal for Section 811 • Cuts 811 funding by 50% (from $238 million to $120 million) • No cuts in “companion” Section 202 Elderly program • Section 811 budget proposal would eliminate the housing development component of the program (compared to 1,030 units in 2005 NOFA) • Proposal only funds renewal of PRACs and tenant based vouchers • Any remaining ’06 funding would be for tenant based vouchers
Section 811 NAMI Position Paper • Restore program funding to 2004 level of $249 million • Maintain and improve the housing development component of Section 811 • Eliminate outdated bureaucratic requirements which restrict leveraging of other funds with Section 811 capital • No expansion of the tenant based Mainstream voucher program because of serious mis-management issues at HUD
New Legislation Proposes to End Section 8 Housing Choice Voucher Program • S. 771 and H.R. 1999 (drafted by HUD) propose New Flexible Voucher Program proposed • Proposal would cause seriously harm to people with disabilities • New TAC study shows disproportionate impact of Flexible Voucher Program on people with disabilities • FVP would end targeting of vouchers to people with disabilities at or below 30% of AMI • Non-elderly people with disabilities are three times more likely to be at or below 30% of AMI than people without disabilities (ACS – 2003)
Summary of Flexible Voucher Proposal • HCV currently targets 75% of vouchers to people at or below 30% of AMI – This targeting would be eliminated • Expands voucher eligibility to households at 80% of AMI • PHA flexibility on priority activities – similar to a block grant • Participants could be required to pay higher rents • Disability-specific preferences would be permitted • Eliminates valuable civil rights and programmatic protections for people with disabilities • Eliminates 50,000 vouchers set-aside by Congress for people with disabilities affected by “elderly only” designation
Section 105 Protections • Section 105 of bill (S. 771) appears to protect people with disabilities • Allows current elderly and disabled voucher holders continue to receive assistance under current rules until January 1, 2009 • Allows PHAs to implement new rules for new voucher holders with disabilities before January 1, 2009
Disability Vouchers • 62,000 vouchers set-aside for people with disabilities • 50,000 1 year vouchers funded from Section 8 • 12,000 5 year vouchers funded from Section 811 under the Mainstream Program • Congress mandated that these vouchers continue to be provided to people with disabilities upon turnover • Many PHAs are not aware of these requirements • HUD Notice issued February 1, 2005 • More information at www.tacinc.org • Opening Doors Issue #25
Disability Vouchers • Awarded primarily to PHAs between 1997-2001 • Includes: • Section 8 vouchers in conjunction with “elderly only” public housing • Section 8 vouchers in conjunction with “elderly only” HUD assisted housing • Section 8 Mainstream vouchers (1 year contracts) • Section 8 Mainstream vouchers (5 year contracts funded from Section 811)
HUD McKinney-Vento Homeless Programs • Programs only for people who are already homeless • Shelter Plus Care • Supportive Housing Program (SHP) • Section 8 SRO Program • Emphasis on paying for permanent housing rather than services • New emphasis on assisting chronically homeless people • Samaritan Initiative will develop new permanent housing for people who are chronically homeless • Definition: Unaccompanied adult who has been continuously homeless for more than 1 year or had at least 4 episodes of homelessness in the past 3 years
Other Important Housing Issues • Housing Planning • HUD Consolidated Plan controls HOME and CDBG funding • HUD Public Housing Agency Plan controls Section 8 and public housing funds • Qualified Allocation Plan controls awards of Low Income Housing Tax Credits
What You Can Do • State and local housing officials need to hear from you! • Members of Congress need to hear from you! • Educate yourself on affordable housing issues and programs • Become a housing advocate in your community and your state • Organize disability advocates around a specific objective • Section 811 budget • Section 8 vouchers set-aside for people with disabilities • Have a clear strategy and action steps • Use TAC’s publications and website (www.tacinc.org)