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Greg Englesbe holds a very high-level position as a corporate officer. He founded E Mortgage Management, and he currently acts as its Chief Executive Officer.
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GREG ENGLESBE MISTAKES THAT IMPACT YOUR CREDIT SCORE
GREG ENGLESBE Greg Englesbe works with people who are trying to obtain home loans. He is the founder of E Mortgage Management, and he serves as the CEO of the company. This business was founded in 2003, but he started his career in the mortgage banking field in 1990, so he has over a quarter of a century of experience. Over the years, he has approved hundreds of loans, but he has also been forced to pass along bad news to many applicants who could not qualify for mortgages because of bad credit.
GREG ENGLESBE You should understand exactly how your credit score is calculated so that you can avoid mistakes that could have a negative impact. Mortgage bankers like Greg Englesbe often assist clients who have unmanageable outstanding student loan debt, and this is a major problem. Everyone needs a good education, but you should certainly tread lightly when you are taking out student loans. You should do the math and make sure that you will be able to make the payments comfortably after you graduate.
GREG ENGLESBE Significant levels of credit card debt can also lead to a poor credit score, because the rating companies analyze debt to available credit ratios. Plus, you should limit your applications for new lines of credit, because your credit score is reduced every time your credit is checked.
GREG ENGLESBE Of course, you also have to make sure that you pay all of your bills on time, because late payments have a negative effect. If you avoid these mistakes and keep your eye on the prize, you should get the stamp of approval when you go to a banker like Greg Englesbe to apply for a home loan.
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