1 / 3

Which is the best app to get a personal loan up to 1 lakh

Reference Article - https://vocal.media/stories/which-is-the-best-app-to-get-a-personal-loan-up-to-1-lakh

gurusone
Download Presentation

Which is the best app to get a personal loan up to 1 lakh

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Which is the best app to get a personal loan up to 1 lakh? Urgent financial needs may come to anyone and then taking an instant personal loan online can be the fastest credit solution. To serve your financial needs online, many lending apps are available and based on your financial requirement and repayment capacity you can choose one to take your loan. If you are a salaried employee and looking for a quick personal loan of up to Rs.1,00,00 flex salary line of credit can be the first solution for you. FlexSalary gives a first personal loan in the form of a line of credit exclusively to salary professionals. A line of credit is a credit facility where a credit limit is approved on your account out of which you can withdraw money any time and then only you are liable to pay the interest. Unlike a personal loan in a credit line, the interest is not accrued from day one on the total lump sum given whereas it is charged proportionally to the use. At FlexSalary you can avail of up to Rs.2,00,00 as a credit line just based on your salary slip and bank statement. Along with being easy to avail credit facility it also has many great other features, let’s discuss them in detail-

  2. Top 10 Benefits of Taking an Instant Personal Loan Online from FlexSalary 1. Relaxed eligibility criteria: Any salaried employee with a minimum monthly salary of Rs.8000 is eligible to apply for a credit line of up to Rs.2,00,00 starting from Rs.500 at Flex salary. It is a perfect credit option for both your small and bigger financial requirements. 2. Simple application process: Along with having an online application process flex salary also have a short and simple application form where the registration can be completed just by entering your name, contact and PAN details. After it, only your income and employment details are asked. 3. Minimal documentation: At Flexsalary you can complete the documentation using its mobile app only. Just with your PAN card, salary slip, bank statement, Aadhaar card and one passport-size photograph you can complete the document formalities here. 4. Digital verification: While uploading the documents is easy using the app equally smooth is the digital verification process. All you have to do is to complete the online KYC via video call. No physical verification is done when anyone visits you or you have to go physically to the o?ce of the lender which is convenient and time-saving. 5. Fast approval: Once the documentation and verification process is done no waiting time is taken in approval and instantly your first personal loan is granted. 6. Quick credit access: followed by instant approval comes the quick credit disbursal at flex salary. While you need a quick personal loan urgently this can be the fastest solution for you because within 24 hours of application you can access the money in your account. 7. Easy renewal: Besides the smooth application and quick credit axis the renewal of the credit limit is equally easy at Flex salary. It is possible to even with part payment. 8. Reasonable Rates: While FlexSalary is a Instant line of credit the interest is applied proportionally only after the credit limit is used but also the interest is applied at a reasonable rate of interest. Based on your income and credit history you can negotiate for a better loan deal. 9. No Collateral: At Flexsalary an unsecured credit line is o?ered where you have to present no collateral to get your first personal loan. Only salary

  3. slips and bank statements are the basis for approval of your credit request. 10.No hidden charges: At FlexSalary no hidden charges or penalties are applied. You can withdraw, and renew your credit limit without having to pay any additional charges at all. If you decide to repay your dues in one shot no prepayment charges against the loss of interest are also imposed. Along with o?ering these great features FlexSalary also has a flexible repayment option since no fixed EMI is mandatory here. You can repay your dues in variable installments as convenient to you without having to pay any additional charges on it. As long as you are making minimum monthly payments you have 3 to 36 months of flexible tenure to repay your views. With 24×7 availability and quick access, the FlexSalary line of credit can be the fastest solution for an instant personal loan of up to Rs.1 lakh for every salaried professional.

More Related