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mÙkjk [ k.M xzkeh.k cSad ¼mÙkjk[ k.M dk viuk cSad] mÙkjk [ k.M dk mÙke cSad½ UTTARAKHAND GRAMIN BANK (Sponsored by SBI) PROFILE:. Financial Shoppe: All type of products under one roof Business of SBI Life/ Mutual fund/ General Insurance/ Processing of PAN card.
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mÙkjk[k.M xzkeh.k cSad ¼mÙkjk[k.Mdkviuk cSad] mÙkjk[k.MdkmÙke cSad½ UTTARAKHAND GRAMIN BANK (Sponsored by SBI) PROFILE:
Financial Shoppe: All type of products under one roof Business of SBI Life/ Mutual fund/ General Insurance/ Processing of PAN card. First and only Bank –Having (A) 15% state Govt. Share (B)Financing and Investment in Uttarakhand only (C) Excellent customer service with local staff (D) Special Loan scheme for LPG gas connection, Solar energy and physically handicapped persons at 4% to 6% only. No. 1 in Technology- (A) All branches in CBS network (B) SMS alert facility (C)Internet and mobile banking (D) NEFT/RTGS (E) ATM facility with RuPay card (F) E-tax payment facility (G) Information and Communication Technology (ICT) solution for Financial Inclusion and Direct Benefit Transfer with PoS device/Tablet & portable PC. Facilities for women: We are having women branches (A) Women SHGs (5-20 members)(B) Women JLG (4-10 members) (C) KCC (D) Mahila credit card upto Rs 25000/- Loan facility: Products & all types of loan as per local need & requirement of people of Uttarakhand. Housing Loan/ Consumer Loan/ Education Loan/ Vehicle Loan/SME/ Term Loan/ Cash Credit Limit/ Loan for Tourism, Hotel & Transport purpose/ All Loans under Govt. sponsored schemes. Competetive and better rate of interest on loans & deposits as compared to all other Banks. During 1969 and 1980 a large number of Private banks were Nationalised and as on date there is no concept of Nationalised banks. Now all banks are called Schedule bank (Listed in 2nd Schedule of RBI Act) Presently there is 3 Tier system of banking as under – (A) Commercial Banks (B)Regional Rural Banks (C)Co-operative Banks • We are the only Regional Rural Bank in uttarakhand state having 50% share capital of central Govt., 35% of SBI(our Sponsor Bank) & 15% of State Govt. of Uttarakhand. • Our main controller are (1) NABARD (2) RBI (3) SBI (4) Central Govt.(DFS). Chairman