October 24 – November 7, 2011

1. MIAMI DADE COLLEGE 2012 BENEFITS OPEN ENROLLMENT October 24 – November 7, 2011

2. New benefit elections are effective from January 1st through December 31, 2012 Add or Change your benefits: Health Dental Term Life Flexible benefits (yearly renewal) Disability Group Legal Long Term Care Sick Leave Pool Metro Rail Tax Shelter Annuity What is open enrollment?

3. ENROLLMENT ENROLLMENT • Changes outside the plan year are not allowed unless you experience a qualifying change in family status such as: • Marriage, divorce, legal separation, or termination of domestic partnership* • Birth or Adoption of a child* • Death of a spouse, domestic partner or child* • Change in dependent eligibility* • Significant changes in your spouse’s health coverage due to his/her employment* *(Enrollment forms with required proof must be submitted to HR within 31 days of qualifying event date)

4. Health Care Coverage Aetna Healthcare • Health Maintenance Organization (HMO) • Point of Service (POS) There are no benefit changes to the plans for 2012.

5. Open access No referrals needed Extensive Network Vision: In network only Prescriptions: $10/$35/$60 Certain preventive care services are now free AETNA HMO & POS For additional information, please visit http://www.mdc.edu/hr/Benefits/Aetna/default.asp

6. AETNA HMO & POS COMPARISON / DIFFERENCES HMO • In network coverage only • $25 PCP/ $45 Specialist • POS • In & out of network coverage • $30 PCP/ $50 Specialist • Deductible for in-network • $500 single • $1,000 family Deductible for out of network • $1,000 single • $2,000 family

7. Health Care Rates - AETNA

8. Dental Coverage Humana  Dental Health Maintenance Organization (DHMO)  Dental Preferred Provider Organization (DPPO)

9. Humana Dental Coverage –DHMO • No deductibles • Co-payments apply • Coverage of most preventive services • Dentist assigned • Referrals required

10. Humana Dental Coverage – DPPO • No referrals needed • In and out of network coverage • Deductibles: • $ 50 single • $150 family • $1,500 benefit maximum per calendar year/ per person

11. Dental Care Rates - Humana * Paid on a pre-tax basis.

12. Term Life InsuranceThe Hartford • College portion : • Face value : 1X base salary • AD &D : 2X base salary • Employee must designate beneficiaries • Employee Optional: • Face Value: additional 1X, 2X or 3X base salary • AD & D: additional 2X base salary • Premiums are based on age rate schedule • Age reduction of 8% applies starting at age 60 • Approval required for any additional coverage purchased

13. Dependent Life InsuranceThe Hartford • Face Value: • Spouse • $15,000 up to age 65 • Dependent: • $7,500, 6 months to age 25 or married • $500, 14 days-6 months • Rate: $3.50 per month /$1.75 per check • Voluntary program

14. Disability Insurance - ASSURANT • Income protection program • Employee elects monthly benefit amount • 6 plans offered • Elimination period: 14, 30 or 60 days • Benefit duration: up to 5 years or retirement age (65) • Election maximum, 66 2/3 of salary, medical questionnaire not needed for benefit amounts up to $5000 per month. • Voluntary program

15. Health & Dependent Care Reimbursement Accounts (AMERIFLEX) • Employee elects pre-tax amount for health care (not covered by insurance) and dependent care expenses. Healthcare amount may be used up front • Amount divided in 24 deductions • Expenses incurred 1/1/12 – 3/15/13 • Last day to submit claims – 03/31/2013 • Maximum contribution: $5,000/year • Renewal required every year • Use it or lose it benefit • Voluntary program

16. Health & Dependent Care Reimbursement Accounts (AMERIFLEX)– cont’d Examples of reimbursable items: HEALTH SERVICES: • Ambulance • Chiropractic • Emergency Room • Eye exam/eye glasses • Hospital admission • Injections and Insulin treatments • Pre-natal and post-natal treatments • Physician / Specialist co-pays • Psychotherapy • Sterilization • Urgent Care • X-ray treatments • MRI/Scans • DENTAL SERVICES • Cleaning of teeth, • Dental x-rays, • Filling of teeth • Extraction of teeth, gum treatments • Oral surgery Due to changes as a result of Health Care Reform, over the counter medication is no longer eligible for reimbursement through the health care reimbursement account

17. Group Legal Insurance - ARAG • Access to attorneys and/or preventive legal care • Monthly Rates: • $16.30 single • $21.03 family • Premiums paid one month in advance • Services include: court adoption, specific document preparation, bankruptcy, ID theft, etc. • Voluntary program

18. Long Term Care Insurance -CNA Covers benefit for: • Home care • Assisted living • And nursing home care May cover: • Employee • Parents and parents-in-law • Grandparents and grandparents-in-law Premiums determined based on benefit selected

19. Metro/Tri-Rail Pass • Discounted rate through payroll deductions • Paid one month in advance • Paid with pre-tax dollars (changes can only be made during open enrollment) • Tri-rail available at a 25% discount rate • Voluntary program

20. Tax Shelter Annuity (TSA) / 403(b) • Defer taxes of income up to $17,000 in 2012 • Additional $5,500 per year for employees age 50 and above • Consult with financial advisor for special 15 year service catch up provision eligibility • Changes are permitted every quarter for semi-monthly deductions • Voluntary benefit

21. SICK LEAVE POOL Eligibility: • 1 year of full time continuous employment • Available balance : 10 sick days (by 10/31/11) • Donation upon entry : 5 sick days • Participating members : No sick day donation this year Benefit: 30 sick days available • Must exhaust all paid leave time • Must provide proof of illness

22. ADDITIONAL INFORMATION For Questions: • www.mdc.edu • “Get Help” • “AskHR” Benefits Website: http://www.mdc.edu/hr/Benefits/default.asp Benefits contact: EMAIL: openenrollment@mdc.edu Phone: (305) 237-2010 START YOUR OPEN ENROLLMENT ELECTION HERE! Click on this link: http://benefitsenrollment.mdc.edu

23. THANK YOU