PRESENTED BY (PRESENTADO POR) Bright Prospect

1. Demystifying the Costs of College PRESENTED BY (PRESENTADO POR) Bright Prospect

2. HOW AM I GOING TO PAY FOR COLLEGE? ¿CÓMO VAMOS A PAGAR LA UNIVERSIDAD? When you have the right information, the college process is MUCH EASIER! ¡Los estudios universitarios son ALCANZABLESsi tiene la información necesaria!

3. 2KEY FACTORS THAT DETERMINE A FINANCIAL AID AWARD2 COMPONENTES CLAVES QUE DETERMINAN LA AYUDA FINANCIERA OFRECIDA • FAMILY INCOME/INGRESOS • GRADES/CALIFICACIONES

4. 3 PARTS TO A FINANCIAL AID AWARD3 PARTES DE SU AYUDA FINANCIERA

6. SCHOLARSHIPS (BECAS)

7. SCHOLARSHIP WEBSITES(SITIOS WEB DE BECAS) • www.scholarships.com • Studentaid.ed.gov/scholarship • www.fastweb.com • www.hsf.net • www.maldef.org • www.finaid.org

9. Will my son/daughter be eligible for student loans? ¿Podrá mi hijo/a calificar para obtener préstamos estudiantiles? • If he/she is eligible, will I have to take out student loans to pay for college? ¿Si califica, tendrá que sacar préstamos estudiantiles? • When do I repay the loan? ¿Cuándo se tienen que pagar los préstamos? • Will the payment be high? ¿De cuánto será el pago? • Who is responsible for the loans, the student or the parents? ¿Quién es responsable por pagar los préstamos, el estudiante o sus padres?

10. STUDENT LOAN TERMS VS. CAR LOAN TERMS CONDICIONES DE LOS PRESTAMOS ESTUDIANTILES VS. LOS PRESTAMOS DE AUTOMÓVIL RETAIL VALUE (VALOR DE VENTA)$50,000

11. CALIFORNIA STATE UNIVERSITY (CSU) NORTHERN HUMBOLDT CHICO SACRAMENTO SONOMA MARITIME SAN FRANCISCO EAST BAY STANISLAUS SAN JOSE CENTRAL MONTEREY BAY FRESNO BAKERSFIELD SAN LUIS OBISPO SOUTHERN CHANNEL ISLANDS NORTHRIDGE LOS ANGELES DOMINGUEZ HILLS LONG BEACH FULLERTON POMONA SAN BERNARDINO SAN MARCOS SAN DIEGO 23

12. California State University (CSU) FINANCIAL AID AWARD COST OF ATTENDANCE (-) Tuition & Fees/ Matricula:$7,850 Room & Board/ Hospedaje: $0 Books/Libros:$1,000 Total (A): $8,850 FINANCIAL AID AWARD (+) Grants & Scholarships/ Becas: $12,015 Outside Scholarships/ BecasPrivadas$ 1,100 Work Study/ Trabajo y Estudio: $0 Loans/Prestamos: $5500 Total (B): $18,615 PROFILE JANETH GAREY HIGH SCHOOL G.P.A. 3.4 Family Income $23,000 College CAL POLY POMONA COST OF ATTENDANCE — FINANCIAL AID AWARD=$9765 PARENT CONTRIBUTION/CONTRIBUCION DE LOS PADRES : $0 STUDENT CONTRIBUTION/CONTRIBUCION DEL ESTUDIANTE: $5500 x 4 years= 22,000

13. UNIVERSITY OF CALIFORNIA (UC) NORTHERN DAVIS BERKELEY SAN FRANCISCO CENTRAL SANTA CRUZ MERCED SOUTHERN SANTA BARBARA LOS ANGELES IRVINE RIVERSIDE SAN DIEGO 10

14. University of California (UC) FINANCIAL AID AWARD COST OF ATTENDANCE (-) Tuition & Fees/ Matricula:$15,315 Room & Board/ Hospedaje: $14,454 Books/Libros:$1,000 Total (A): $30,769 FINANCIAL AID AWARD (+) Grants & Scholarships/ Becas: $13,989 Outside Scholarships/ BecasPrivadas : $752 Work Study/ Trabajo y Estudio: $1,500 Loans/Prestamos: $7,300 Total (B): $23,541 PROFILE KASSANDRA GAREY HIGH SCHOOL G.P.A. 4.3 Family Income $105,000 College UCLA COST OF ATTENDANCE — FINANCIAL AID AWARD=-$7,228 PARENT CONTRIBUTION/CONTRIBUCION DE LOS PADRES : $9,767 STUDENT CONTRIBUTION/CONTRIBUCION DEL ESTUDIANTE: $7300 x 4 years=29,200

15. NATIONAL UNIVERSITIES/ENDOWMENTS • Harvard $27.5 billion • Princeton • Yale • Columbia • Stanford $13.8 • Penn • Cal Tech • MIT • Dartmouth • Duke • Chicago $5.6 • Northwestern • Johns Hopkins • Wash U. in St. Louis • Brown $2.15 • Cornell • Rice • Vanderbilt • Notre Dame • Emory $4.16 • Georgetown • UC Berkeley US NEWS & WORLD REPORT COLLEGE RANKINGS (CLASIFICACIÓN DE LAS UNIVERSIDADES PRIVADAS) NATIONAL LIBERAL ARTS COLLEGES/ENDOWMENTS • Williams $1.5 billion • Amherst • Swarthmore • Middlebury • Wellesley • Pomona $1.4 • Bowdoin • Carleton • Davidson • Haverford • Claremont McKenna • Vassar • Wesleyan • Smith $1.2 • Washington & Lee • West Point • Naval Academy • Grinnell $1.2 • Hamilton • Harvey Mudd • Bates • Colgate

16. SELECTIVE PRIVATE COLLEGE FINANCIAL AID AWARD COST OF ATTENDANCE (-) Tuition & Fees/ Matricula:$49,916 Room & Board/ Hospedaje: $13,810 Books/Libros:$1,000 Total (A): $64,726 FINANCIAL AID AWARD (+) Grants & Scholarships/ Becas: $58,658 Summer Earnings/ Ahorros De Verano$2, 000Work Study/ Trabajo y Estudio: $2,200 Loans/Prestamos: $0 Total (B): $62,858 PROFILE SERGIO GANESHA HIGH SCHOOL G.P.A. 4.2 Family Income $24,000 College Haverford COST OF ATTENDANCE — FINANCIAL AID AWARD=-$1868 PARENT CONTRIBUTION/CONTRIBUCION DE LOS PADRES : $0 STUDENT CONTRIBUTION/CONTRIBUCION DEL ESTUDIANTE: $0 x 4 years= 0

17. SELECTIVE PRIVATE COLLEGE FINANCIAL AID AWARD COST OF ATTENDANCE (-) Tuition & Fees/ Matricula:$49,916 Room & Board/ Hospedaje: $13,810 Books/Libros:$1,000 Total (A): $64,726 FINANCIAL AID AWARD (+) Grants & Scholarships/ Becas: $53,639 Outside Scholarship/ BecasPrivadas $1, 300 Work Study/ Trabajo y Estudio: $2,200 Loans/Prestamos: $0 Total (B): $57,139 PROFILE GILBERT MONTCLAIR HIGH SCHOOL G.P.A. 4.6 Family Income $65,000 College Haverford COST OF ATTENDANCE — FINANCIAL AID AWARD=-$7,587 PARENT CONTRIBUTION/CONTRIBUCION DE LOS PADRES : $4768 STUDENT CONTRIBUTION/CONTRIBUCION DEL ESTUDIANTE: $0 x 4 years= 0

18. HOW DO I APPLY FOR FINANCIAL AID? • ¿Cómo se aplica para la ayuda financiera? • FAFSA • (FREE APPLICATION FOR FEDERAL STUDENT AID) • DEADLINE: JANUARY/FEBRUARY • FECHA FINAL: ENERO/FEBRERO • CSS PROFILE • (COLLEGE SCHOLARSHIP SERVICE) • DEADLINE: JANUARY/FEBRUARY • FECHA FINAL: ENERO/FEBRERO • WHEN DO STUDENTS APPLY FOR FINANCIAL AID? • ¿CUÁNDO SE APLICA PARA LA AYUDA FINANCIERA? • SENIOR YEAR OF HIGH SCHOOL

19. THANK YOU! ¡GRACIAS!