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A proper home inventory checklist will allow you to keep track of all the valuable goods you have at your home. After a fire, theft or any emergency situation, your home inventory checklist will make it easier for you to recall the details of the belongings you had at your home. Moreover, it will make it easier for you to claim home insurance.
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5 Steps to Create a Home Inventory Checklist A proper home inventory checklist will allow you to keep track of all the valuable goods you have at your home. After a fire, theft or any emergency situation, your home inventory checklist will make it easier for you to recall the details of the belongings you had at your home. Moreover, it will make it easier for you to claim home insurance. Therefore, you must take time to document all your belongings now to get it recovered in the future faster. How to Create a Home Inventory Checklist? Here are the five steps you can use to come up with your home inventory checklist- Step 1- Make the time to walk through your property. This is because preparing a home inventory checklist will take some time and effort. The more detailed your home inventory checklist will be, the better it will be for you to make a claim. It would help if you documented all the inventory positions you have at your home, both inside and outside. Step 2- Keep a record of your home inventory in a secure location, preferably offsite eg a bank locker. Better still, use a cloud service to store and retrieve your inventory on demand. Insurance companies want proof of purchase, cost, and the current state of an item to determine payouts when a claim is filed. Hence, it is good practice to take photos and videos of your belongings. Here's what to do- • You should begin by taking pictures of all the relevant items or rooms at home. Make sure to label the pictures and important items with an accurate description, including where you bought it, model and serial number, and its make. Do not forget to record the home inventory items that may be out of your sight inside a closet or drawer. • Now, you need to walk through your home using your phone to shoot a video of the items while you are describing everything as you move ahead. • Finally, get a digital home inventory application that allows you to upload multiple pictures of each item, including a picture of the serial number, identification details, and receipts. If you opt to create a paper version, make sure to store it in an offsite safe locker. Step 3- Make sure to update your inventory monthly, or whenever you make any purchase make sure to add the items information in the home inventory application while the details are fresh in your mind. Moreover, it is an excellent time to replace or remove the items you no longer own. Step 4- While making a home inventory list, most of the people ignore business assets, but you need to consider them and document the assets of your business. Step 5- Consider every valuable item present at your home, like jewelry, collectibles, and art, which has increased in value since you made your purchase. Check their current rate with an agent to come up with or update their insurance coverage. Moreover, you should keep your jewelry or other valuable items you don't wear or use in a safe and secure locker.
Make your Home Inventory Checklist with Our Emergency Plans Our Emergency Plans provides the functionality to create a home inventory checklist. Our home inventory system will allow you to keep track of each and every household item. It gives users the ability to maintain a visual catalog of the entire inventory with item images, price, receipts, purchase date and descriptions. All the details of your home inventory will be stored in cloud-based storage designed to keep the information safe and available when needed. Visit https://www.ouremergencyplans.com/ for any queries or questions.